4 Bedroom House for sale in Cogon West, Cebu, Carmen, Cebu
Cebu, Philippines
Guide Price
$1,592,920
90,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
4
Description
οΏ½ Luxury Beachfront Villa for Sale in Carmen, Cebu β Your Private Coastal Retreat
Own a Slice of Paradise in Cebuβs Most Serene Coastal
Location
Escape to unmatched tropical elegance with this fully furnished beachfront villa in Carmen, Cebu. Designed for luxury living and resort-style comfort, this property combines spacious interiors, breathtaking ocean views, and premium amenities, making it perfect as a private residence, vacation home, or high-return investment property.
Property
Overview
Location: Carmen, Cebu, Philippines
οΏ½ Lot Area: 2,173 sqm (Titled) | Approx. 3,000 sqm (Surveyed) β 32,292 sq ft
Floor Area: 565 sqm β 6,083 sq ft
Price: β±90,000,000 (~$1.6M USD, subject to exchange rates)
Key
Features
4 Spacious Bedrooms β All with ensuite bathrooms, closets, and inverter AC units
Fully Furnished β Includes furniture, appliances, towels, and linens
Maidβs & Driverβs Quarters β Private rooms with convenience in mind
2 Kitchens + Dining & Living Areas β Perfect for entertaining guests or family living
Swimming Pool & Jacuzzi β Complete with separate shower and toilet
4-Car Garage + Additional Parking β Space for up to 20 vehicles
Landscaped Roof Deck & View Deck β Panoramic sea vistas and sunset views
Hot & Cold Water System β Installed in all bathrooms
Energy-Efficient Inverter ACs β Comfort with sustainability
οΏ½ Why This Property is a Must-Have
Exclusive Beachfront
Location β Direct access to pristine sands and turquoise waters
Investment-Ready β Perfect for vacation rentals, boutique resorts, or high-end Airbnb
Privacy & Serenity β A peaceful escape just a short drive from Cebu City
Turnkey Ready β Fully furnished with modern appliances, decor, and luxury finishes
High Appreciation Potential β Coastal properties in Carmen are in high demand
οΏ½ Additional Details
Inclusions: Capital Gains Tax & Documentary Stamp Taxes covered by the seller
Flexible Viewings: Private tours available upon request
Schedule Your Private Viewing Today
Contact us for full details, floor plans, or to reserve this exceptional beachfront villa:
Mobile | Viber: View Phone
οΏ½ WhatsApp: https://wa.me/ View Phone
Disclaimer: Property details, availability, pricing, and USD conversions are approximate and subject to change without prior notice.
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) β available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) β requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesβKey Fact
English is an official language and widely spoken β making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadβPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- Β·Transfer tax: 0.5-0.75%
- Β·Documentary stamp: 1.5%
- Β·Capital gains tax: 6% (seller, but often negotiated)
- Β·Registration: ~0.25%
- Β·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
β±5,000-15,000/yr
HOA / Condo Fees
β±3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney β not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer β yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules β the complete pre-move checklist.
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