3 Bedroom House for sale in Banban, Cebu, Bogo, Cebu
Cebu, Philippines
Guide Price
$106,195
6,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
3
Description
HOUSE & LOT FOR SALE — YOUR PEACEFUL DREAM HOME IN NORTHERN CEBU!
Escape the city noise and invest in a home where peace, comfort, and
accessibility come together. Located in the calm and green surroundings of Northern Cebu, this property is ideal for family living, retirement, vacation stays, or long-term investment.
- Clean Tax dec Property and ready for titling
-Year Built: 2021
PROPERTY
HIGHLIGHTS
-1-Storey Residential Property
-3 Spacious Bedrooms
-3 Toilet & Bath (Indoor)
-Additional Toilet & Bath at Patio (for Guests)
-With Built-in Closet
-Lot Area: 406 sqm
-Building 1 Area: 59.55 sqm
-Building 2 Area: 36.06 sqm
-Front Porch Area that can fit multiple cars
Fully Furnished & Fully Equipped
Includes stove, air-conditioners, refrigerator, TV, appliances, and more — truly move-in ready.
-Each unit has its own air-conditioning
-Plenty of windows for natural daylight and good ventilation
-Dirty kitchen located at the outdoor patio, perfect for cooking and gatherings
ACCESSIBILITY &
NEARBY AREAS
-Walking distance to Banban Barangay Hall
-Walking distance to Police Station
-10 minutes to Bogo Plaza
-10–15 minutes to malls, public market, hospitals, clinics, banks & schools
-30–40 minutes to beaches, waterfalls, canyoneering spots & San Remigio
-15–30 minutes to top Northern Cebu tourist destinations
-2.5 hours drive to Cebu City & Airport
-4 hours by bus (bus stop located along the main road near the property)
PROPERTY
INCLUSIONS
Gated Property
Concrete Fence
Compacted Road Access
Drainage System
Electrical & Water Lines Installed
Coconut Trees & Green Surroundings
PERFECT FOR
-Family Home
-Retirement Living
-Vacation / Rest House
-Rental or Long-Term Investment
DOCUMENTATION & TERMS
-Updated tax dec and ready to transfer
-For security purposes, legal documents are not shared online
-Cash basis only
-Serious buyers only
Own a home where nature, peace, and convenience meet — invest in your future in Northern Cebu today! Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Christine Anne Austria
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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