2 Bedroom House for sale in Unidos, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$122,124
6,900,000 PHP
PROPERTY TYPE
house
BEDROOMS
2
BATHROOMS
2
Description
FOR SALE: Spacious Island Home on a 1,600+ SQM Lot in Camotes โ Near Santiago Beach | Great for Retirement or Airbnb
Location: Brgy. Unidos, San Francisco, Camotes Island, Cebu
๏ฟฝ Lot Area: 1,600+ sqm |
Floor Area: ยฑ200 sqm (with basement)
Price: โฑ6,900,000 (Approx. $122,000 USD)*
Escape to island living in this well-maintained home nestled on a generous, titled lot just minutes from Santiago White Beach. Whether you're retiring, relocating, or investing, this property offers space, peace, and strong income potential in one of Cebuโs emerging tourist destinations.
Property
Features:
โ 2 Bedrooms with Private Bathrooms
โ Master Suite with Walk-In Closet
โ 3 Total Bathrooms
โ Open Living & Dining Area
โ Functional Kitchen with Utility Space
โ Basement for Storage, Workshop, or Expansion
Prime
Location:
โ 7 Minutes to Santiago White Beach
โ 20 Minutes to Consuelo Port
โ Near San Francisco Town Center
โ Quiet, Green Surroundings โ Ideal for Rest or Rental Use
๏ฟฝ Why Invest Here?
โ Huge Lot โ Room for Guest Cabins, Pool, or Garden
โ Ready for Move-In or Short-Term Rental
โ High Tourism Growth โ Ideal for Airbnb or Farm Stay
โ Titled Property with Clear Ownership
๏ฟฝ Schedule a Site Visit Today
Send us a message to learn more or book a private viewing.
Disclaimer: Prices and availability subject to change without notice. USD estimate based on current rates.
You may visit our website for more listings that might interest you: Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) โ available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) โ requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the PhilippinesโKey Fact
English is an official language and widely spoken โ making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live AbroadโPhilippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ยทTransfer tax: 0.5-0.75%
- ยทDocumentary stamp: 1.5%
- ยทCapital gains tax: 6% (seller, but often negotiated)
- ยทRegistration: ~0.25%
- ยทNotary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
โฑ5,000-15,000/yr
HOA / Condo Fees
โฑ3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney โ not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer โ yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules โ the complete pre-move checklist.
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