4 Bedroom House for sale in Cogon West, Cebu, Carmen, Cebu
Cebu, Philippines
Guide Price
$1,592,920
90,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
6
Description
� Ultra-Luxury Beachfront Estate for Sale – Carmen, Cebu, Philippines �
Price: ₱90,000,000 (~USD $1.6M)
Lot Area: 2,173 sqm (≈ 3,000 sqm surveyed)
Floor Area: 565 sqm
Location: Carmen, Cebu, Philippines
� Own a Private Coastal Sanctuary
Experience unparalleled beachfront luxury with this fully furnished estate in Carmen, Cebu. Spanning nearly 3,000 sqm of prime coastal land, this property combines privacy, elegance, and breathtaking panoramic sea views. Ideal as a personal retreat, vacation home, or high-yield investment property, this tropical haven is ready for immediate enjoyment.
Estate
Features &
Highlights
4 Elegant Bedrooms – Each with luxurious en-suite bathrooms
Maid’s & Driver’s Quarters – Dedicated
facilities for staff comfort
2 Fully Equipped Kitchens & Storage – Designed for entertaining and everyday living
Resort-Style Swimming Pool & Jacuzzi – Your private leisure sanctuary
4-Car Garage + Ample Parking – Space for up to 20 vehicles
Expansive Living & Dining Areas – Inverter air-conditioning throughout
Roof Deck & View Deck – Uninterrupted ocean views for ultimate relaxation
Hot & Cold Showers in All Bathrooms
Poolside Shower & Toilet – Convenient for outdoor living
Move-in Ready: Complete with quality furnishings, appliances, and linens
Why This Property is Exceptional
Beachfront Access – Step directly onto pristine white sands
Fully Furnished & Turnkey – No renovations required
Exclusive & Private – A rare find in a premium coastal
location
High Investment Potential – Ideal for luxury rentals or vacation home use
Seller Covers Capital Gains Tax & Documentary Stamps – Hassle-free transaction
Prime
Location Benefits
Direct access to Carmen’s scenic coastline
Panoramic ocean views from multiple vantage points
Close to local amenities, resorts, and tourist destinations
Easy access to Cebu City via major roads and ports
� Contact & Viewing
This is more than a property—it’s a lifestyle. Secure your private beachfront estate in Carmen, Cebu today and enjoy luxury, privacy, and long-term investment potential.
Mobile | Viber: View Phone
� WhatsApp: https://wa.me/ View Phone
Disclaimer
All property details, pricing, and USD conversions are approximate and subject to change without prior notice. Buyers are advised to conduct due diligence before purchase.
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Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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