4 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$1,769,912
100,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
4
Description
Exclusive Residence Offering Comfort Style and Timeless Elegance awaits you in the heart of Cebu’s most prestigious gated community. This remarkable home combines spacious living areas, luxurious finishes, and a serene atmosphere to create the perfect setting for family life and entertaining guests. Every corner of this property reflects its name — an Exclusive Residence Offering Comfort Style and Timeless Elegance that goes beyond ordinary living.
Step inside and you’ll be greeted by expansive open spaces that flow seamlessly from one room to another. Large windows invite natural light, while high ceilings enhance the home’s airy and sophisticated feel. The living and dining areas are designed for both intimate family gatherings and hosting special occasions. A fully equipped modern kitchen provides ample space for culinary creations, while the private swimming pool offers a refreshing escape just steps from your door.
This Exclusive Residence Offering Comfort Style and Timeless Elegance also
features well-appointed bedrooms, each designed to provide privacy, comfort, and a peaceful retreat at the end of the day. The master suite boasts generous proportions, a walk-in closet, and a spa-inspired bathroom.
Located in a secure and exclusive enclave, you’ll enjoy 24/7 security, landscaped surroundings, and easy access to Cebu’s premier schools, business districts, shopping centers, and dining destinations. Whether you’re looking for a forever home or an investment that speaks to luxury and value, this property offers the perfect balance of style, comfort, and long-term appeal.
Don’t miss the chance to own this Exclusive Residence Offering Comfort Style and Timeless Elegance. Contact us today to schedule a private viewing and experience first-hand what makes this home a standout in Cebu’s luxury real estate market.
Interior
Features
- Expansive open plan living and dining areas with abundant natural light
- High ceilings for an airy and sophisticated ambiance
- Fully equipped modern kitchen with premium cabinetry and ample storage
- Well-appointed bedrooms with built-in wardrobes
- Master suite with walk-in closet and spa-inspired bathroom
- Elegant finishes and quality materials throughout
Outdoor
Features
- Private swimming pool with landscaped surroundings
- Covered patio perfect for entertaining and relaxation
- Secure gated driveway with ample parking space
- Lush garden areas offering tranquility and privacy
Community
Amenities
- 24/7 security with controlled access
- Landscaped roads and pathways within the subdivision
- Proximity to premier schools, shopping centers, and business hubs
- Easy access to restaurants, cafes, and leisure destinations
Property ID: SRBML56
Type: House for Sale
Location: Cebu City, Banilad, Maria Luisa Estate Park
Bedroom: 4
Bathroom: 4
Floor Area: 1000 SqM
Lot Area: 800 SqM
Car Parking: 2 Cars
Furnishing: Semi-Furnished
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Cebu Grand Realty
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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