2 Bedroom House for sale in Unidos, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$122,124
6,900,000 PHP
PROPERTY TYPE
house
BEDROOMS
2
BATHROOMS
2
Description
Spacious House & Lot for Sale | San Francisco, Camotes Island, Cebu
Island Living | Expansive Lot | Investment Potential
Location: Brgy. Unidos, San Francisco, Camotes Island, Cebu
Lot Area: 1,600+ sqm (≈ 17,222 sq. ft.)
Floor Area: ≈ 200 sqm (≈ 2,153 sq. ft., includes basement)
Price: ₱6,900,000 (≈ $122,000 USD*)
� Property
Overview
Own a generous tropical estate in the peaceful countryside of Camotes Island. Set on a rare 1,600+ sqm lot, this well-built home provides a perfect mix of comfort, privacy, and long-term investment potential.
Located just minutes from the island’s white sand beaches, caves, and eco-tourism sites, this property is ideal as a vacation home, retirement haven, or Airbnb business. The expansive lot offers room for gardens, additional guest houses, or future resort-style development.
Property
Features
2 spacious bedrooms on the ground floor
Master bedroom with walk-in closet
En suite bathrooms in all bedrooms
3 bathrooms in total (including 1 common bathroom)
Expansive living area for family or social gatherings
Fully finished kitchen with modern layout
Back area suitable for laundry or auxiliary kitchen
Basement for storage or multi-purpose use
Wide driveway and open space with potential for a garage or landscaped garden
Location
Highlights
7 minutes to Santiago White Beach – Camotes’ most famous stretch of white sand
20 minutes to Consuelo Port – gateway to Cebu mainland
20 minutes to Camotes’ tourist attractions including natural caves & beaches
20 minutes to San Francisco town center – for groceries, banks, schools, and services
� Investment Potential
Rare large lot size in a high-demand area
Competitive pricing with strong value appreciation potential
Perfect for developing a resort-style property, eco-retreat, or guest accommodations
Located in an area with growing tourism and infrastructure improvements
Price & Terms
PHP: ₱6,900,000
USD (Approx.): $122,000*
(*Based on current forex rates; subject to change.)
Note: All property details, availability, and pricing are subject to change without prior notice.
� Your Next Island Home Awaits
Experience the best of island living and investment opportunity in one package. Whether you dream of a personal sanctuary or a profitable real estate venture, this property delivers.
Contact us today to schedule a private viewing or virtual tour. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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