2 Bedroom Condo for Sale or Rent in Horizons 101, Cogon Ramos, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$191,150
10,800,000 PHP
PROPERTY TYPE
condo
BEDROOMS
2
BATHROOMS
2
Description
Unit Details
• Property: Horizons 101 Tower 1
•
Location: Cebu City
• Floor Level: 44th Floor
• Bedrooms: 2
• Bathrooms: 2
• Parking: 1
• Furnishing: Fully Furnished
• Feature: Corner Unit
• Interior Design: Japandi Style
• Utility Area: With Laundry / Utility Room
• Balcony: None
• View: Panoramic City and Sea View
• Building Turnover: 2016
This fully furnished 2-bedroom corner unit at Horizons 101 Tower 1 is located on the 44th floor and offers panoramic views of both the Cebu city skyline and the sea.
The unit
features a thoughtfully designed Japandi interior, combining Japanese minimalism and Scandinavian warmth. The result is a clean, calming space with warm wood accents and modern finishes.
The layout includes an open living, dining, and kitchen area that maximizes the available space while keeping the design simple and functional. Large windows allow plenty of natural light while framing the impressive high-floor views.
Both bedrooms are well-sized, with the primary bedroom enjoying beautiful city and sea views directly from the window. The unit also includes two bathrooms, making it suitable for couples, small families, or professionals who want additional space.
A dedicated utility or laundry room provides extra practicality for daily living, while the inclusion of one parking space adds convenience in a prime city location.
Horizons 101 is one of Cebu City's most prominent residential developments and offers easy access to major commercial areas, hospitals, offices, and restaurants.
This property is available for sale or for rent, making it a flexible option whether you are looking for a home in the city or a property investment.
For inquiries or to schedule a viewing, feel free to get in touch anytime. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Tristan de la Cruz
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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