6 Bedroom House for sale in Banilad, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$849,558
48,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
6
BATHROOMS
6
Description
Elegant Furnished Home for Sale in Ma Luisa Estate Park, Cebu City
Prime
Location: Paseo Sally, Ma Luisa Estate Park
Now Only ₱48M (Reduced from ₱53.5M) | Approx. USD 840K
Lot Area: 492 sqm (≈ 5,295 sq.ft.) |
Floor Area: 550 sqm (≈ 5,920 sq.ft.)
Experience the perfect harmony of luxury, comfort, and functionality in this beautifully furnished family residence located in the highly sought-after Ma Luisa Estate Park. Built in 2008 and meticulously maintained, this move-in ready home is designed for modern families who value both space and sophistication.
� Spacious & Functional Layout
Main Level
✔ Home Office – ideal for work or study
✔ Guest Room with ensuite Toilet & Bath
Second Level
✔ 2 Bedrooms with shared bath
✔ Family Room with Toilet & Bath + Balcony
✔ Grand Master’s Bedroom with private balcony
✔ Spacious Master’s Bath with walk-in closet & bathtub
✔ Dedicated Gym Room for wellness and fitness
� Designed for Entertaining
Open-plan kitchen with modern finishes
Powder room for guests
Expansive tiled rooftop deck perfect for parties & panoramic city views
� Staff & Utility Areas
Maid’s Room with Toilet & Bath
Driver’s Room
Stock & Utility Rooms
Generator for uninterrupted power supply
Elegant fountain feature enhancing curb appeal
Why This Home is Perfect for You
Elegant yet practical design for large families
Prime
location in a secure, exclusive community
Ideal for entertaining guests with generous indoor and outdoor spaces
Move-in ready with high-quality furnishings included
Schedule a Private Viewing Today
Don’t miss this rare opportunity to own a prestigious home in Ma Luisa Estate Park, one of Cebu’s most exclusive residential communities.
Disclaimer: All property details, pricing, and availability are subject to change without prior notice. USD equivalent may vary depending on exchange rates. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH PRO REALTY
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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