4 Bedroom Townhouse for sale in Lahug, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$238,938
13,500,000 PHP
PROPERTY TYPE
townhouse
BEDROOMS
4
BATHROOMS
3
Description
BRAND NEW HOUSE FOR SALE IN LAHUG, CEBU CITY
Prime
Location Near IT Park & Cebu Business Park | Ideal for Families & Investors
Own a brand-new 4-bedroom home in the heart of Cebu City located in Gemsville Subdivision—a highly desirable residential area just minutes from Cebu’s top business and lifestyle hubs.
Perfect for OFWs, business owners, and start-up families, this property offers the ideal balance of comfort, accessibility, and long-term investment value.
PRIME
LOCATION
✔ Walking distance to Cebu Business Park
✔ 5 minutes to Cebu IT Park
✔ Near malls, offices, schools, hospitals, and restaurants
Enjoy living close to where opportunities grow—perfect for work-life balance and daily convenience.
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PROPERTY DETAILS
House Type: Brand New House & Lot
Bedrooms: 4 Bedrooms
Bathrooms: 3 Toilet & Bath
Parking: 1-Car Garage
Lot Area: 80 sqm (≈ 861 sq ft)
Floor Area: 150 sqm (≈ 1,615 sq ft)
SELLING PRICE
₱13,500,000 (≈ USD $241,000)
PERFECT FOR:
✔ OFWs looking for a secure home investment in Cebu
✔ Business owners & entrepreneurs who want to live near business districts
✔ Start-up families seeking a modern home in the city
✔ Investors targeting rental income near IT Park & Business Park
WHY THIS PROPERTY?
✔ Prime Lahug
location with high property appreciation
✔ Strong rental demand from professionals and expats
✔ Brand-new, move-in ready home
✔ Accessible to Cebu’s major business and commercial centers
INQUIRE NOW
Secure your home in Cebu City’s prime
location today.
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Disclaimer:
Prices, availability, and
property details are subject to change without prior notice. Floor and lot areas are approximate. USD price is an estimated conversion and may vary depending on exchange rates.
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
PH/PRO Realty
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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