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1 Bedroom House for sale in Esperanza, Cebu, San Francisco, Cebu

Cebu, Philippines

Guide Price

$50,177

2,835,000 PHP

PROPERTY TYPE

house

BEDROOMS

1

BATHROOMS

1

1 Bedroom House for sale in Esperanza, Cebu, San Francisco, Cebu - Photo 2
1 Bedroom House for sale in Esperanza, Cebu, San Francisco, Cebu - Photo 3
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Description

HERE ARE OUR TOP 6 AFFORDABLE HOUSES

1. Affordable Newly Renovated House With Sea View:

Price: Php 2,835,000

This affordable, newly renovated house with stunning sunset and sea views. Recently, we renovated the house, and the improvements include repainting the gate, fence, and exterior walls. We also cleaned the garden, replaced the metal roof, and added a new nipa roof to the rooftop. Outside the house, we installed a wireless CCTV camera system for security

2. 2-BEDROOM HOUSE FOR HOME AND BUSINESS

Price: Php 3,000,000

This 300 sqm fully fenced house and lot is strategically located along the road, offering excellent accessibility, visibility, and flexibility for both residential and commercial use. The home

features an open-concept layout with 2 bedrooms and 1 toilet and bath, creating a bright, airy, and functional living space. The design allows easy movement and comfortable daily living.

3. 2 Bedroom House Near the Beach

Price: Php 2,800,000

This 2-bedroom house is located on a 1,358-square-meter lot, along the road and near the beach, offering easy access while maintaining a quiet island atmosphere. The property is also close to

nearby local shops, providing everyday convenience.

4. Fenced Property With Native House

Price: Php 7,000,000

We are selling a Tropical Native House with a big Garden surrounded by fruit-bearing trees and flowering plants. The property

features a beautiful wide landscaped garden and is fully fenced with solid concrete walls, providing privacy and security.

5. Fenced Lot For Sale With Small House

Price: Php 3,000,000

This 1,300 sqm property is located along the barangay road, just a short walk from the sea.

It is fully fenced with concrete, offering security and privacy, and includes a small existing house. The lot is surrounded by coconut trees and banana trees.

6. 3BR House On 2,600 Sqm Lot

Price: Php 5,900,000

This property offers a total land area of 2,600 sqm, located along the main road and the price is Negotiable also available for Installment.

The house has a

floor area of approximately 200 sqm, featuring 3 bedrooms, all equipped with air conditioning and each with its own private toilet and bath.

The layout is simple and functional, designed for comfortable everyday living. It

features an open-concept living, dining, and kitchen area, ideal for both daily use and family gatherings.. Telephone number: View Phone

Location

Open in Google Maps

Living in Cebu

Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.

Visa

SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.

Learn more: The Complete Guide to Moving to the Philippines

Key Fact

English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.

Learn more: The Cheapest Cities to Live Abroad
See all Philippines listings

Philippines at a glance

How Philippines scores for American expats

💰Cost of Living
Affordable
🛡️Safety
Use caution
🗣️English Spoken
Widely
🏥Healthcare
Basic
🌬️Air Quality
Poor
📶Internet
Slow
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in Philippines

Estimated fees and ongoing costs for this property

Closing Costs

5-8% of purchase price

  • ·Transfer tax: 0.5-0.75%
  • ·Documentary stamp: 1.5%
  • ·Capital gains tax: 6% (seller, but often negotiated)
  • ·Registration: ~0.25%
  • ·Notary: ~0.5%

Annual Costs

Property Tax

1-2% of assessed value (varies by city)

Insurance

₱5,000-15,000/yr

HOA / Condo Fees

₱3,000-10,000/mo for condos

Good to Know

Agent Fees

Seller pays (3-5%)

Foreign Buyer Note

Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.

Legal help in Philippines

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Philippines?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

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Next steps for moving to Philippines

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

DotProperty.com.ph

Portal listings

Currency

PHP