1 Bedroom House for sale in Esperanza, Cebu, San Francisco, Cebu
Cebu, Philippines
Guide Price
$50,177
2,835,000 PHP
PROPERTY TYPE
house
BEDROOMS
1
BATHROOMS
1
Description
HERE ARE OUR TOP 6 AFFORDABLE HOUSES
1. Affordable Newly Renovated House With Sea View:
Price: Php 2,835,000
This affordable, newly renovated house with stunning sunset and sea views. Recently, we renovated the house, and the improvements include repainting the gate, fence, and exterior walls. We also cleaned the garden, replaced the metal roof, and added a new nipa roof to the rooftop. Outside the house, we installed a wireless CCTV camera system for security
2. 2-BEDROOM HOUSE FOR HOME AND BUSINESS
Price: Php 3,000,000
This 300 sqm fully fenced house and lot is strategically located along the road, offering excellent accessibility, visibility, and flexibility for both residential and commercial use. The home
features an open-concept layout with 2 bedrooms and 1 toilet and bath, creating a bright, airy, and functional living space. The design allows easy movement and comfortable daily living.
3. 2 Bedroom House Near the Beach
Price: Php 2,800,000
This 2-bedroom house is located on a 1,358-square-meter lot, along the road and near the beach, offering easy access while maintaining a quiet island atmosphere. The property is also close to
nearby local shops, providing everyday convenience.
4. Fenced Property With Native House
Price: Php 7,000,000
We are selling a Tropical Native House with a big Garden surrounded by fruit-bearing trees and flowering plants. The property
features a beautiful wide landscaped garden and is fully fenced with solid concrete walls, providing privacy and security.
5. Fenced Lot For Sale With Small House
Price: Php 3,000,000
This 1,300 sqm property is located along the barangay road, just a short walk from the sea.
It is fully fenced with concrete, offering security and privacy, and includes a small existing house. The lot is surrounded by coconut trees and banana trees.
6. 3BR House On 2,600 Sqm Lot
Price: Php 5,900,000
This property offers a total land area of 2,600 sqm, located along the main road and the price is Negotiable also available for Installment.
The house has a
floor area of approximately 200 sqm, featuring 3 bedrooms, all equipped with air conditioning and each with its own private toilet and bath.
The layout is simple and functional, designed for comfortable everyday living. It
features an open-concept living, dining, and kitchen area, ideal for both daily use and family gatherings.. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Inmar Advertising & Marketing
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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