3 Bedroom House for sale in Guadalupe, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$1,010,706
57,104,894 PHP
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
5
Description
DESCRIPTION
Name of Project : Monterazzas Prime
Location : Brgy Guadalupe, Cebu City
Living, With No Limits
At Monterrazas Prime, human living is our master blueprint. Where you and your needs come first. Our homes are built and designed with people in mind, creating spaces with thoughtful design and careful attention to detail. From the floors you walk on, to the views you wake up to, from every detail you see to those you do not—each element is intentionally designed for a life with no limits. Now that you’ve arrived at where you want to be, you must live the kind of life you rightly deserve: luxurious, laureled, and limitless.
PROPERTY DETAILS/FEATURES
Lot Area: 415 Sqm And Up
Floor Area: 588 Sqm (expandable)
3 Bedrooms
5 Toilet And Bath
Living Area
Dining Area
Kitchen Area
Multipurpose Area
Service Area
Laundry Area
Pool
Covered Garage (4 Car S )
Infinity Pool Over Looking The City
Quarters
Private Outdoor Deck
Kenneth & Mock Floor To Ceiling S Liding Glass Door Panels
PAYMENT FINANCING SCHEME/COMPUTATION
Sample Computation
List Price: Php 14,080,357
Construction Cost: Php 36,277,568
Net Combined Total: Php 50,357,925
Combined Vat: Php 6,042,951
Transfer Fees: Php 704,018
Total Contract Price: Php 57,104,894
Reservation Fee: Php 500,000 (Deductible from downpayment)
10% Spot Downpayment: Php 5,202,893
20% Remaining Downpayment: Php 11,440,000 payable for 22 months
Php 520,000/month
70% Loanable Amount: Php 39,962,000
Estimated Bank Loan Computation
* 20 years @ Php 274,894/month
* 15 years @ Php 326,523/month
* 10 years @ Php 433,693/month
* 5 years @ Php 763,321/month
AMENITIES
24 Hour Security
Individual Pool
Multipurpose Area
Flood Control Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Cebu DreamHome Investments
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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