Villa for sale in Luz, Cebu, Cebu City, Cebu
Cebu, Philippines
Guide Price
$1,448,453
81,837,600 PHP
PROPERTY TYPE
villa
BEDROOMS
1
BATHROOMS
1
Description
A home with the space to feel open, private, and well-balanced.
This 3-Bedroom + Garden Villa at Lincoln Tower, IPI Center by Rockwell is designed for comfortable multi-level living, with distinct spaces for gathering, quiet time, and everyday routines.
Set across three levels with a total area of 258 sqm, the layout gives you room to enjoy both indoor and outdoor living through a dedicated garden, a spacious living and dining area, and private bedroom spaces above.
� The unit spans the upper ground floor (35 sqm), amenity level (113 sqm), and second floor (110 sqm). Verified
features include a 20 sqm garden, 58 sqm living and dining area, kitchen with pantry, lounge, balcony, maid’s room with T&B, powder room, and 3 parking slots. Residents also have access to shared project
amenities such as a library, fitness gym, function rooms, pools, and retail spaces.
Available Units
• 3-Bedroom + Garden Villa, 258 sqm — ₱81,837,600.00 (unit price with VAT)
� Unit
Highlights
• Total area: 258 sqm
• 3-bedroom layout
• Upper ground floor: 35 sqm
• Amenity level: 113 sqm
• Second floor: 110 sqm
• Garden: 20 sqm
• Living/Dining area: 58 sqm
• Kitchen: 14 sqm
• Pantry: 6 sqm
• Powder room
• Lounge
• Balcony
• Maid’s room with T&B
• 3 parking slots
• North-East orientation
• Turnover: April 2029
� Shared Project
Amenities
• Library
• Fitness gym
• Function rooms
• Pools
• Retail spaces
�
Payment Terms
• Reservation fee: ₱100,000.00
•
Total contract price: ₱86,787,600.00
• Payment term: 10-30(36)-60
� Send a message to request the full computation, floor plan, and availability details.
Disclosure
• Independent/external agent (not in-house).
• Project handled by our team. Telephone number: View Phone
Location
Open in Google MapsLiving in Cebu
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Mary Jane Hortizano
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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