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Villa for sale in Luz, Cebu, Cebu City, Cebu

Cebu, Philippines

Guide Price

$1,448,453

81,837,600 PHP

PROPERTY TYPE

villa

BEDROOMS

1

BATHROOMS

1

Villa for sale in Luz, Cebu, Cebu City, Cebu - Photo 2
Villa for sale in Luz, Cebu, Cebu City, Cebu - Photo 3
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Description

A home with the space to feel open, private, and well-balanced.

This 3-Bedroom + Garden Villa at Lincoln Tower, IPI Center by Rockwell is designed for comfortable multi-level living, with distinct spaces for gathering, quiet time, and everyday routines.

Set across three levels with a total area of 258 sqm, the layout gives you room to enjoy both indoor and outdoor living through a dedicated garden, a spacious living and dining area, and private bedroom spaces above.

� The unit spans the upper ground floor (35 sqm), amenity level (113 sqm), and second floor (110 sqm). Verified

features include a 20 sqm garden, 58 sqm living and dining area, kitchen with pantry, lounge, balcony, maid’s room with T&B, powder room, and 3 parking slots. Residents also have access to shared project

amenities such as a library, fitness gym, function rooms, pools, and retail spaces.

Available Units

• 3-Bedroom + Garden Villa, 258 sqm — ₱81,837,600.00 (unit price with VAT)

� Unit

Highlights

• Total area: 258 sqm

• 3-bedroom layout

• Upper ground floor: 35 sqm

• Amenity level: 113 sqm

• Second floor: 110 sqm

• Garden: 20 sqm

• Living/Dining area: 58 sqm

• Kitchen: 14 sqm

• Pantry: 6 sqm

• Powder room

• Lounge

• Balcony

• Maid’s room with T&B

• 3 parking slots

• North-East orientation

• Turnover: April 2029

� Shared Project

Amenities

• Library

• Fitness gym

• Function rooms

• Pools

• Retail spaces

Payment Terms

• Reservation fee: ₱100,000.00

Total contract price: ₱86,787,600.00

• Payment term: 10-30(36)-60

� Send a message to request the full computation, floor plan, and availability details.

Disclosure

• Independent/external agent (not in-house).

• Project handled by our team. Telephone number: View Phone

Location

Open in Google Maps

Living in Cebu

Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.

Visa

SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.

Learn more: The Complete Guide to Moving to the Philippines

Key Fact

English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.

Learn more: The Cheapest Cities to Live Abroad
See all Philippines listings

Philippines at a glance

How Philippines scores for American expats

💰Cost of Living
Affordable
🛡️Safety
Use caution
🗣️English Spoken
Widely
🏥Healthcare
Basic
🌬️Air Quality
Poor
📶Internet
Slow
🚶Walkability
Moderate
🚇Transit
Limited

Cost of buying in Philippines

Estimated fees and ongoing costs for this property

Closing Costs

5-8% of purchase price

  • ·Transfer tax: 0.5-0.75%
  • ·Documentary stamp: 1.5%
  • ·Capital gains tax: 6% (seller, but often negotiated)
  • ·Registration: ~0.25%
  • ·Notary: ~0.5%

Annual Costs

Property Tax

1-2% of assessed value (varies by city)

Insurance

₱5,000-15,000/yr

HOA / Condo Fees

₱3,000-10,000/mo for condos

Good to Know

Agent Fees

Seller pays (3-5%)

Foreign Buyer Note

Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.

Legal help in Philippines

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Philippines?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Mary Jane Hortizano

Next steps for moving to Philippines

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

DotProperty.com.ph

Portal listings

Currency

PHP