4 Bedroom House for sale in Saguin, Pampanga, San Fernando, Pampanga
Pampanga, Philippines
Guide Price
$194,690
11,000,000 PHP
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
3
Description
Price Down: 2-Storey Corner Lot House in City of San Fernando, Pampanga (Secured Subdivision)
From ₱12,000,000 NOW ₱11,000,000
This newly refurbished 2-storey house for sale in City of San Fernando, Pampanga is located in a secure, flood-free residential community. Situated on a corner lot, the property offers modern upgrades, energy efficiency through solar power, and a functional layout ideal for family living.
Property Details
Two-Storey House
Corner Lot
Lot Area: 178 sq.m
Floor Area: approximately 180+ sq.m
Newly Refurbished (11 months of renovation)
Guest or Senior’s Room (Ground Floor)
Maid’s Quarters
Master’s Bedroom with Ensuite Toilet and Bath
2 Additional Bedrooms
3 Full Toilets and Baths
Covered Auxiliary Kitchen
Laundry Area
1-Car Garage
Additional
Features
5.5 kW Solar Power System with Net Metering for long-term electricity savings
Pest-Controlled Property with 2-Year Warranty
Kitchen with ELBA Stainless Oven, 4-Burner Stove, and Range Hood
Solid MATIMCO Wood Main Entrance Door
24/7 Subdivision Security
Flood-Free
Location
Price and Terms
Previous Price: ₱12,000,000
Current
Selling Price: ₱11,000,000
Furnishing Status
Unfurnished
Move-in ready condition with modern finishes
Nearby Landmarks and
Accessibility
2.5 km – Robinsons Starmills Pampanga
3.0 km – SM City Pampanga
3.5 km – NLEX San Fernando Exit
4.0 km – City of San Fernando Proper
5.0 km – JBL Medical Center
For inquiries or private viewing, contact
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Office Address: Block 14, Lot 3 Pear Street, Hensonville Brgy Malabanias, Angeles City, Philippines
Location
Open in Google MapsLiving in Pampanga
Island-hopping on weekends, karaoke as a national religion, and a Filipino hospitality so genuine that you will be adopted by your neighbor's entire extended family before your first month is over.
Visa
SRRV (Special Resident Retiree Visa) — available from age 40+. Requires $15,000-50,000 deposit depending on age and pension status. Grants indefinite stay with multiple-entry privileges. SIRV (Special Investor Resident Visa) — requires $75,000 investment in Philippine securities. No age minimum. Both offer permanent residency.
Learn more: The Complete Guide to Moving to the Philippines→Key Fact
English is an official language and widely spoken — making the Philippines the easiest Asian country for American expats to navigate daily life. Private healthcare is excellent and affordable, but infrastructure outside Manila can be underdeveloped.
Learn more: The Cheapest Cities to Live Abroad→Philippines at a glance
How Philippines scores for American expats
Cost of buying in Philippines
Estimated fees and ongoing costs for this property
Closing Costs
5-8% of purchase price
- ·Transfer tax: 0.5-0.75%
- ·Documentary stamp: 1.5%
- ·Capital gains tax: 6% (seller, but often negotiated)
- ·Registration: ~0.25%
- ·Notary: ~0.5%
Annual Costs
Property Tax
1-2% of assessed value (varies by city)
Insurance
₱5,000-15,000/yr
HOA / Condo Fees
₱3,000-10,000/mo for condos
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreigners CANNOT own land. Can own condo units (max 40% foreign quota per building). Houses possible via long-term lease or Filipino spouse.
Legal help in Philippines
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Philippines?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Samantha Patio REB REA
Next steps for moving to Philippines
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
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