Andalucia, Malaga, Estepona
Malaga, Spain
Guide Price
$719,813
€625,000 EUR · $743/sqft
PROPERTY TYPE
Condo
BEDROOMS
2
BATHROOMS
2
SIZE
969 sq ft
Description
Bathed in sunlight and wrapped in tranquility, this elegant two-bedroom apartment offers a refined escape in one of Estepona’s most sought-after enclaves along the Costa del Sol. With 90m² of carefully designed interior space and a generous 25m² private terrace, the home seamlessly blends cont...
Location
Open in Google MapsLiving in Malaga
Sun-drenched coastal city with 300+ days of sunshine, a growing tech scene, and living costs around $1,500-$2,000/month for a single expat -- roughly half of what you'd pay in Barcelona or Madrid. Spain's digital nomad visa has made it especially popular with remote workers, and the expat community (16% of residents are international) means you'll find English spoken in most situations. Excellent beaches, walkable old town, and affordable tapas culture.
Morning coffee in sun-drenched plazas, afternoon siestas, and late-night tapas with neighbors who become family while the rest of Europe shivers through winter.
Visa
Digital Nomad Visa — requires remote work for a non-Spanish company (3+ months tenure), min ~€2,850/mo income, and a degree or 3 years experience. Valid 1 year, up to 3 years. Special 24% flat tax rate. Non-Lucrative Visa suits retirees and those with passive income (€28,800/yr, no work allowed).
Learn more: Digital Nomad Visas: Where You Can Live & Work in 2026→Key Fact
Spain offers a special "Beckham Law" flat tax rate of 24% for digital nomad visa holders for up to 6 years, compared to progressive rates up to 47% for regular residents. This is a major financial advantage.
Learn more: The $126,500 Tax Break for Americans Abroad→Spain at a glance
How Spain scores for American expats
Cost of buying in Spain
Estimated fees and ongoing costs for this property
Closing Costs
10-15% of purchase price (one of the highest)
- ·Transfer tax: 6-10% (varies by region)
- ·Notary: 0.5-1%
- ·Land registry: 0.5-1%
- ·Legal fees: 1-1.5%
Annual Costs
Property Tax
0.3-1.1% of cadastral value (IBI)
Insurance
€300-600/yr
HOA / Condo Fees
€50-200/mo for apartments (comunidad)
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreign buyers need an NIE (tax ID number). Apply at Spanish consulate or police station in Spain. Processing: 2-6 weeks.
Legal help in Spain
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Spain?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Mila Homes
Mila Homes, Malaga
Next steps for moving to Spain
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Rightmove Overseas
61,000
EUR