Estepona, Málaga, Andalusia
Estepona, Spain
Guide Price
$760122
€660000 EUR · $295/sqft
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
4
SIZE
2573 sq ft
Description
Villa located in the stops of the reales, with magnify views to the sea and the mountain, located 3km center of estepona. it has central heating in all the rooms. Central heating and solar panels . Also the villa has two separated apartments, of 28m2 each one, with conditioned air and heating
Location
Open in Google MapsLiving in Estepona
A charming Costa del Sol town that's retained its authentic Spanish character better than neighboring Marbella, with a beautiful flower-lined old town and long beachfront promenade. A couple can live comfortably on €1,500-2,000/month including rent, and there's a large international community. Property runs about 30% cheaper than Marbella for similar coastal living.
Morning coffee in sun-drenched plazas, afternoon siestas, and late-night tapas with neighbors who become family while the rest of Europe shivers through winter.
Visa
Digital Nomad Visa — requires remote work for a non-Spanish company (3+ months tenure), min ~€2,850/mo income, and a degree or 3 years experience. Valid 1 year, up to 3 years. Special 24% flat tax rate. Non-Lucrative Visa suits retirees and those with passive income (€28,800/yr, no work allowed).
Learn more: The Complete Guide to Moving to Spain→Key Fact
Spain offers a special "Beckham Law" flat tax rate of 24% for digital nomad visa holders for up to 6 years, compared to progressive rates up to 47% for regular residents. This is a major financial advantage.
Learn more: Portugal vs Spain: Which Is Better for Americans?→Spain at a glance
How Spain scores for American expats
Cost of buying in Spain
Estimated fees and ongoing costs for this property
Closing Costs
10-15% of purchase price (one of the highest)
- ·Transfer tax: 6-10% (varies by region)
- ·Notary: 0.5-1%
- ·Land registry: 0.5-1%
- ·Legal fees: 1-1.5%
Annual Costs
Property Tax
0.3-1.1% of cadastral value (IBI)
Insurance
€300-600/yr
HOA / Condo Fees
€50-200/mo for apartments (comunidad)
Good to Know
Agent Fees
Seller pays (3-5%)
Foreign Buyer Note
Foreign buyers need an NIE (tax ID number). Apply at Spanish consulate or police station in Spain. Processing: 2-6 weeks.
Legal help in Spain
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Spain?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
I FIND MARBELLA
I FIND MARBELLA, Marbella
Next steps for moving to Spain
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Rightmove Overseas
61000
EUR