🇪🇨 Buy Property in Loja, Ecuador
366 properties from $100K to $1800K
Median Price
$175K
Avg Size
1,938 sq ft
Listings
366
Living in Loja
What American expats need to know about Ecuador
Visa
Retirement (Pensionado) Visa — requires just $1,446/mo pension income (Social Security qualifies), no age minimum. 2-year temporary permit, then permanent residency after 21 months. Professional Visa — for remote workers or self-employed, requires $1,446/mo income proof. One of the lowest income thresholds in the world.
Cost of Living
Excluding rent, a single person needs ~$600 USD/mo; a family of four ~$2,100 USD/mo. Rent (1-bed, city center): Quito ~$550, Salinas ~$600, Cuenca ~$500, Guayaquil ~$450. Groceries run $5-8/day per person. Overall 55-70% below US major cities — Cuenca runs $1,200-1,800/mo for a couple with private healthcare; uses USD.
Key Fact
Ecuador uses the US dollar and has no currency exchange risk. The average US Social Security payment ($1,900/mo) comfortably exceeds the visa requirement and covers a good lifestyle. Cuenca has a massive American expat community with English-speaking services.
Life in Ecuador
Colonial architecture draped in bougainvillea, $3 almuerzos that include soup and a main course, and a mountain-ringed city where retirees discover that the cost of a good life was always lower than they feared.
366 Listings in Loja
Other Cities in Ecuador
Explore more property markets across Ecuador