Back to Cergy, France

Cergy 95000, Bords d'Oise

Cergy, France

Guide Price

$407,702

354,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

2

BATHROOMS

2

YEAR BUILT

2019

Cergy 95000, Bords d'Oise - Photo 2
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Description

À seulement quelques minutes de la gare de Cergy, accessible à pied, cet appartement T4 développe 80.40 m² loi Carrez.<br>Dans une résidence récente et contemporaine, ce duplex en rez-de-jardin, conçu comme un lieu de vie ouvert et lumineux, se distingue par son jardin et sa terrasse de 9.80m², véritable prolongement de l'espace intérieur.<br>L'entrée s'ouvre sur un espace de vie lumineux où le coin cuisine et le séjour bénéficient d'un accès direct à la terrasse, renforçant le lien entre intérieur et extérieur et invitant à un art de vivre convivial.<br>L'appartement révèle une organisation pensée pour le confort et l'intimité, en proposant une salle d'eau avec water-closets au premier niveau.<br>A l'étage, un palier dessert deux chambres ainsi qu'une salle de bains avec un second water-closet.<br>Livré 2025, l'appartement dispose également de deux stationnements en sous-sol. Sa localisation permet un accès immédiat aux commerces et aux écoles. N'attendez plus ! <br>Pas de procédure en cours.<br>Votre agence est ouverte du lundi au samedi de 9h30 à 12h et de 14h à 19h. Contactez-nous au <span class="importDescriptionDecorator" data-type="phone">01 34 43 51 70</span>.<br>Conformément à l'article L.561-5 et suivants du Code Monétaire et Financier, il vous sera demandé de nous présenter une pièce d'identité avant chaque visite.<br>Copropriété de 60 lots - dont 60 lots habitation. (Pas de procédure en cours).<br>Charges annuelles : 2976.84 euros.

Location

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Living in Cergy

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR