Cergy 95000, Bords d'Oise
Cergy, France
Guide Price
$407,702
354,000 EUR
PROPERTY TYPE
Condo
BEDROOMS
2
BATHROOMS
2
YEAR BUILT
2019
Description
À seulement quelques minutes de la gare de Cergy, accessible à pied, cet appartement T4 développe 80.40 m² loi Carrez.<br>Dans une résidence récente et contemporaine, ce duplex en rez-de-jardin, conçu comme un lieu de vie ouvert et lumineux, se distingue par son jardin et sa terrasse de 9.80m², véritable prolongement de l'espace intérieur.<br>L'entrée s'ouvre sur un espace de vie lumineux où le coin cuisine et le séjour bénéficient d'un accès direct à la terrasse, renforçant le lien entre intérieur et extérieur et invitant à un art de vivre convivial.<br>L'appartement révèle une organisation pensée pour le confort et l'intimité, en proposant une salle d'eau avec water-closets au premier niveau.<br>A l'étage, un palier dessert deux chambres ainsi qu'une salle de bains avec un second water-closet.<br>Livré 2025, l'appartement dispose également de deux stationnements en sous-sol. Sa localisation permet un accès immédiat aux commerces et aux écoles. N'attendez plus ! <br>Pas de procédure en cours.<br>Votre agence est ouverte du lundi au samedi de 9h30 à 12h et de 14h à 19h. Contactez-nous au <span class="importDescriptionDecorator" data-type="phone">01 34 43 51 70</span>.<br>Conformément à l'article L.561-5 et suivants du Code Monétaire et Financier, il vous sera demandé de nous présenter une pièce d'identité avant chaque visite.<br>Copropriété de 60 lots - dont 60 lots habitation. (Pas de procédure en cours).<br>Charges annuelles : 2976.84 euros.
Location
Open in Google MapsLiving in Cergy
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR