Back to Clermont-Ferrand, France

Clermont-Ferrand 63000, Oradou

Clermont-Ferrand, France

Guide Price

$264,891

230,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

3

BATHROOMS

1

YEAR BUILT

1960

Clermont-Ferrand 63000, Oradou - Photo 2
Clermont-Ferrand 63000, Oradou - Photo 3
1/8

Description

Votre agence vous propose en exclusivité cet appartement T4 de 102,97 m² . Laissez-vous séduire par ses volumes généreux, sa luminosité et son environnement privilégié.<br>Situé au sein d'une petite copropriété bénévole de seulement 3 lots d'habitation, calme et bien entretenue, il offre un cadre de vie paisible et recherché.<br>L'appartement se compose d'un vaste salon séjour lumineux, d'un coin bureau idéal pour le télétravail, de trois belles chambres, ainsi que de nombreux rangements optimisant parfaitement l'espace.<br>Côté prestations, vous bénéficierez d'un balcon agréable, d'un garage, d'une cave et d'un véritable atout : une buanderie privative, rare et très pratique au quotidien.<br>Idéalement situé dans un quartier calme, à proximité immédiate des écoles et des commodités, ce bien allie confort de vie et praticité.<br>Un bien complet, fonctionnel et chaleureux, idéal pour une famille ou un projet de résidence principale. Opportunité à saisir rapidement. Pas de travaux a prévoir.<br>*Visite virtuelle disponible*<br>Copropriété de 11 lots (Pas de procédure en cours).<br>Charges annuelles : 1100.00 euros.

Location

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Living in Clermont-Ferrand

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Guy Hoquet CLERMONT-FERRAND

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

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Currency

EUR