Back to Cosne-d'Allier, France

Cosne-d'Allier 03430, Cosne-d'Allier

Cosne-d'Allier, France

Guide Price

$170,452

148,000 EUR

PROPERTY TYPE

house

BEDROOMS

3

BATHROOMS

1

YEAR BUILT

1979

Cosne-d'Allier 03430, Cosne-d'Allier - Photo 2
Cosne-d'Allier 03430, Cosne-d'Allier - Photo 3
1/20

Description

QUARTIER CALME MAISON 6 PIECES AVEC JARDIN<br>En vente à deux pas des écoles, commerce et services de santé, nous vous proposons cette maison de 6 pièces de120 m² à COSNE D'ALLIER (03430).<br>Au niveau principal vous pourrez profiter d'une entrée, d’un salon salle à manger, d'une cuisine, de trois chambres, d'une salle d'eau et d'un WC, au sous-sol un grand garage avec porte électrique, un atelier, une pièce et un WC, au deuxième étage un potentiel non négligeable s'offre à vous avec environ 70 m² au sol.<br>Cette maison est équipé d'un ascenseur desservant les trois niveaux.<br>Le terrain plat d'environ 1055 m² entièrement clos.<br>Un espace supplémentaire pour stationner vos véhicules s'offre à vous avec ces deux abris alimentés en électricité.<br>Le chauffage est assuré par des radiateurs électrique.<br>Le bien est raccordé au tout à l'égout.<br>La taxe foncière s'élève à 637 €. <br>Son prix de vente est de 148 000 €. Les frais d'agence sont à la charge de l'acquéreur.<br>L'énergie et sa consommation deviennent des points-clés d'achat dont il faut tenir compte. La classe énergie de cette maison est notée D (218 kWh/m²/an) et la classe climatique, B (8 Kg CO2/m²/an). <br>Contactez votre conseiller Endie Immobilier : Nicolas LOMBARDY - EI - <span class="importDescriptionDecorator" data-type="phone">06 62 25 35 85</span> - Agent commercial indépendant Ville du greffe : MONTLUCON RSAC N° 905 239 257 - Le barème de nos honoraires est disponible sur <span class="importDescriptionDecorator" data-url="www.endie.fr" data-type="basicUrl">www.endie.fr</span> (réf. 030055611) (Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : http://www.georisques.gouv.fr)

Location

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Living in Cosne-d'Allier

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR