Back to L'Horme, France

L'Horme 42152, L'Horme

L'Horme, France

Guide Price

$198,092

172,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

3

BATHROOMS

1

YEAR BUILT

1981

L'Horme 42152, L'Horme - Photo 2
L'Horme 42152, L'Horme - Photo 3
1/5

Description

Votre agence IMMO DE FRANCE FOREZ VELAY vous accueille téléphoniquement du lundi au samedi de 8h à 19h sans interruption. Contactez Sylvain.<br>En exclusivité dans votre agence IMMO DE FRANCE, GENILAC, Le Sardon, <br>RARE, L'HORME, centre ville, T4 Lumineux au 5ième et dernier étage avec ascenseur.<br>Découvrez ce bel appartement de 104m² traversant, dans une résidence sécurisée des années 1980 à taille humaine avec des parties communes irréprochables. Il est composé d'un hall d'entrée avec placard distribuant un grand salon/repas de 30 m² donnant sur un balcon, sans vis-à-vis, une cuisine indépendante meublée et son cellier/buanderie attenant, donnant sur un 2ième balcon plein SUD, au calme et sans vis à vis, 3 chambres avec placards dont une de 14 m², 1 SDB équipée avec cabine douche et meuble vasque, 1 WC séparé. Un garage en s/sol + 1 cave et 1 place de parking réservée et sécurisée viendront compléter ce bien à 2 pas de toutes ses commodités (bus, écoles et commerces). Un chauffage gaz individuel avec thermostat, permettra de contrôler votre propre facture énergétique.<br>Disponible de suite. N'hésitez plus, appelez nous pour plus d'informations ou une visite.<br>Honoraires à la charge du vendeur. Dans une copropriété de 65 lots. Aucune procédure n'est en cours. Classe énergie C, Classe climat C Montant estimé des dépenses annuelles d'énergie pour un usage standard : entre 1460.00 € et 2020.00 € sur les années 2021, 2022 et 2023 (abonnements compris). Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : georisques.gouv.fr. <br>

Location

Open in Google Maps

Living in L'Horme

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

Immo de France Forez Velay

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR