Montluçon 03100, Croix Blanche - Diénat
Montluçon, France
Guide Price
$180,356
156,600 EUR
PROPERTY TYPE
house
BEDROOMS
4
BATHROOMS
2
Description
Montluçon, maison individuelle élevée sur rez-de-chaussée sur terrain de 479 m2 . La maison s'organise sur 3 niveaux. Le premier niveau (entrée, cuisine ouverte, grande salle de séjour avec balcon, chambre, salle de douche et WC) et le second (3 chambres, salle de bains et WC) d'environ 110 m2 habitables ont été entièrement refaits à neuf. Le rez-de-chaussée d'environ 50 m2 propose plusieurs espaces aménageables selon vos besoins (buanderie, atelier, salle de sport, etc.) et un garage. Cave en sous-sol. Joli terrain plat à l'arrière exposé SO. Volets roulants à commande électrique, chaudière gaz condensation de 2024. Raccordement TAE conforme. DPE réalisé après le 1er Juillet 2021. Montant estimé des dépenses annuelles d'énergie pour un usage standard. Entre 1732 € et 2344 € par an. Prix moyens des énergies indexés au 1er janvier 2021 (abonnements compris) « Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr » Référence agence : 3092
Location
Open in Google MapsLiving in Montluçon
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR