Back to Saint-Chamond, France

Saint-Chamond 42400, Saint-Chamond

Saint-Chamond, France

Guide Price

$609,249

529,000 EUR

PROPERTY TYPE

house

BEDROOMS

2

BATHROOMS

1

Saint-Chamond 42400, Saint-Chamond - Photo 2
Saint-Chamond 42400, Saint-Chamond - Photo 3
1/4

Description

Et si votre quotidien ressemblait à ça ? Un matin d'été, un café sur la terrasse? Face à vous, une vue dégagée à perte de regard. Le calme. Le soleil. L'espace. Bienvenue chemin des Combettes à Saint-Chamond, dans une maison où chaque détail a été pensé pour profiter, partager et vivre pleinement. Construite en 2012, cette maison de 145 m² vous accueille avec une pièce de vie lumineuse, ouverte sur l'extérieur. La suite parentale en rez-de-chaussée, avec dressing et accès direct à la terrasse, offre un confort rare au quotidien. A l'étage, deux chambres, un bureau et une salle d'eau moderne complètent l'espace nuit. Mais ici, le vrai luxe? c'est dehors. Une terrasse exceptionnelle, une piscine avec poolhouse et cuisine d'été, un terrain de pétanque? Et même un terrain de basketball privé, pour prolonger les journées entre amis ou en famille. Tout autour, le calme d'un secteur recherché, à seulement quelques minutes des accès, des écoles et des commerces. Cette maison n'est pas seulement belle. Elle se vit. Entre moments de détente, soirées d'été et souvenirs en famille. Une visite, et vous comprendrez. (D'autre détails techniques à voir sur place) / Honoraires à la charge du vendeur / / Bareme des honoraires disponible à l'adresse <span class="importDescriptionDecorator" data-url="http://www.sh-loirehauteloire.fr/bareme_2017.pdf" data-type="agencyFeeUrl">www.sh-loirehauteloire.fr/bareme_2017.pdf</span> DPE Nouvelle Version Montant estimé des dépenses annuelles d'energie pour un usage standard : entre 0 € et 0 € par an. Prix moyens des energies indexés sur l'année (abonnements compris).

Location

Open in Google Maps

Living in Saint-Chamond

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
See all France listings

France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

SQUARE HABITAT CREDIT AGRICOLE LOIRE HAUTE LOIRE

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR