Back to Saint-Étienne, France

Saint-Étienne 42100, Bernay - Valfuret

Saint-Étienne, France

Guide Price

$378,333

328,500 EUR

PROPERTY TYPE

Condo

BEDROOMS

4

BATHROOMS

4

YEAR BUILT

1960

Saint-Étienne 42100, Bernay - Valfuret - Photo 2
Saint-Étienne 42100, Bernay - Valfuret - Photo 3
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Description

LOT DE 4 APPARTEMENTS IDÉALEMENT SITUÉS À 2pas DE LA PLACE BELLEVUE ET DES COMMODITÉS RUE THIMONNIER<br> IMMEUBLE EN COPROPRIÉTÉ COMPOSÉ DE 4 LOGEMENTS TOUS INTÉGRALEMENT MEUBLÉS, ÉQUIPÉS AVEC MATERIAUX DE QUALITÉ ET AVEC CLIMATISATION<br> IDEAL

LOCATION COURTE OU LONGUE DURÉE<br>BIEN COMPOSÉ COMME SUIT :<;br>- STUDIO 1 : 36,65m2<br> <br>- STUDIO 2 : 26,50m2<br> <br>- STUDIO 3 : 20,74m2<br> <br>- T2 : 48,04m2<br> <br> INFORMATIONS FINANCIERES ET PRESTATIONS :<br> LOYERS ANNUEL ENVIRON 22000EUR QUE SUR LES 3 STUDIOS SANS COMPTER LE T2<br> TAXE FONCIÈRE 2554EUR/AN.<br> DPE : CLASSE E (295) GES : CLASSE D (44).<br> ESTIMATION DES COÛTS ANNUELS D'ÉNERGIE DU LOGEMENT :ENTRE 3540 EUR ET 5410 EUR PAR AN (SELON LES PRIX MOYENS DES ÉNERGIES INDEXÉS SUR L'ANNÉE DE RÉFÉRENCE DU DIAGNOSTIC).<br> CHARGES COPROPRIÉTÉ : Env 700EUR/AN (charges générales et fond de travaux)<br> RÉF/LBVA0016<br> PRIX : 328.500EUR<br> HONORAIRES A LA CHARGE DU VENDEUR.<br>CONTACT :<br>LESLIE BERTHOMIEU.EI AGENT COMMERCIAL EN IMMOBILIER INSCRITE AU RSAC DU PUY EN VELAY SOUS LE NUMÉRO 990 824 781.<br>POUR PLUS D'INFORMATIONS, VOUS POUVEZ ME CONTACTER AU :O6 13 O4 67 <span class="importDescriptionDecorator" data-type="email">O9.leslieberthomieu.immo@gmail.com</span><br>CONSULTEZ L'ENSEMBLE DE NOS OFFRES ET TARIFS SUR <span class="importDescriptionDecorator" data-url=":WWW.LAMANUFACTUREDELIMMO.FR" data-type="failingUrl">:WWW.LAMANUFACTUREDELIMMO.FR</span><br>LES INFORMATIONS SUR LES RISQUES AUXQUELS CE BIEN EST EXPOSÉ SONT DISPONIBLES SUR LE SITE GÉORISQUES.<br>Les informations sur les risques auxquels ce bien est exposé sont disponibles sur le site Géorisques : www.georisques.gouv.fr

Location

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Living in Saint-Étienne

A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

La Manufacture de l'immo - Saint Etienne

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR