Back to Saint-Étienne, France

Saint-Étienne 42000, Saint-Roch - Vivaraize - Valbenoite - Centre Deux

Saint-Étienne, France

Guide Price

$201,548

175,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

6

BATHROOMS

2

YEAR BUILT

1900

Saint-Étienne 42000, Saint-Roch - Vivaraize - Valbenoite - Centre Deux - Photo 2
Saint-Étienne 42000, Saint-Roch - Vivaraize - Valbenoite - Centre Deux - Photo 3
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Description

Saint-Etienne Chavanelle, En exclusivité, grand duplex bourgeois de 172m2 ! Situé face à l'Hôpital de la Charité, au sein d'une petite copropriété de 4 lots, cet appartement en duplex de 172 m² offre de très beaux volumes et une luminosité appréciable grâce à son exposition traversante. Ce bien au 3ème étage se compose de : - Un vaste séjour et une salle à manger aux volumes généreux - Une cuisine aménagée individuelle - 5 chambres, dont une double de 25 m² - Un bureau, un cellier, une buanderie et de nombreux rangements - 2 salles d'eau et 2 WC

Atout rare : possibilité de division en plusieurs lots, idéal investissement ou projet familial. Il est équipé de double vitrage et d'un chauffage individuel au gaz. Des caves et greniers viennent s'ajouter en annexes. Bien soumis au statut de la copropriété (4 lots), charges courantes annuelles: 1518€, honoraires à la charge du vendeur. Contacter Abdil Ortaoren au O6 43 8O 39 55. Le bien est soumis au statut de la copropriété , la copropriété comporte 4 lots , la quote-part budget prévisionnel (dépenses courantes) est de 1 518,00 euros/an. Honoraires à la charge du vendeur. Montant estimé des dépenses annuelles d'énergie pour un usage standard : entre 3 600 et 4 920 euros. Prix moyens des énergies indexés en 2025.

Location

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Living in Saint-Étienne

A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

CABINET DELOMIER

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR