Back to Saint-Étienne, France

Saint-Étienne 42000, Centre-ville - Peuple - Chavanelle

Saint-Étienne, France

Guide Price

$299,442

260,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

2

BATHROOMS

1

Saint-Étienne 42000, Centre-ville - Peuple - Chavanelle - Photo 2
Saint-Étienne 42000, Centre-ville - Peuple - Chavanelle - Photo 3
1/9

Description

Idéalement situé en plein coeur du centre-ville, dans le secteur recherché de Chavanelle, découvrez ce superbe appartement atypique de 148,40 m² au sol (120,67 m² loi Carrez), niché au sein d'une petite copropriété sécurisée de 10 lots.<br>Ce bien rare, à l'esprit maison de ville en triplex, séduit immédiatement par ses beaux volumes, sa luminosité et ses prestations de qualité.<br>Une pièce de vie exceptionnelle<br>Spacieux séjour de 45 m² avec cuisine équipée, ouvert sur une magnifique terrasse de 56 m², exposée Ouest et donnant sur cour, idéale pour profiter des beaux jours en toute tranquillité.<br>Un espace nuit confortable et bien agencé<br>Une suite parentale de 24 m² avec dressing et salle de bain complète (baignoire, douche, double vasque)<br>Une seconde chambre avec placard, espace bureau et mezzanine<br>Une salle d'eau indépendante<br>Un WC séparé avec lave-mains<br>Une troisième chambre au dernier niveau avec couchage et rangements<br>Prestations et équipements<br>Rénovation de qualité avec de beaux matériaux<br>Menuiseries bois double vitrage<br>Chaudière individuelle gaz (Buderus)<br>VMC, interphone<br>Volets roulants extérieurs<br>Confort et praticité<br>Place de parking privative dans une cour fermée et sécurisée<br>Charges de copropriété faibles : 680 € / an<br>Consommation gaz annuelle (2025) : 1 700 € (température 20°C)<br>DPE : D (réalisé le 07/10/2025)<br>Un bien coup de coeur, alliant charme de l'ancien, esprit contemporain et emplacement privilégié.<br>Idéal pour une famille ou pour les amateurs de biens atypiques en centre-ville.<br>À visiter sans tarder

Location

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Living in Saint-Étienne

A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

Portal listings

Currency

EUR