Back to Saint-Étienne, France

Saint-Étienne 42100, Saint-Roch - Vivaraize - Valbenoite - Centre Deux

Saint-Étienne, France

Guide Price

$138,204

120,000 EUR

PROPERTY TYPE

Condo

BEDROOMS

2

BATHROOMS

1

Saint-Étienne 42100, Saint-Roch - Vivaraize - Valbenoite - Centre Deux - Photo 2
Saint-Étienne 42100, Saint-Roch - Vivaraize - Valbenoite - Centre Deux - Photo 3
1/10

Description

COLLINE DE LA VIVARAIZE<br>Charmant appartement T4 de 78,46 m² avec vue dégagée !<br>Cet appartement se compose d'un double salon-séjour de 28 m² avec parquet, ouvrant sur un balcon offrant une vue imprenable sur la ville. Vous y trouverez également une cuisine séparée, moderne et fonctionnelle, deux belles chambres, une salle de bains ainsi qu'un WC indépendant.<br>Double orientation, apportant luminosité et confort au quotidien.<br>Stationnement facile grâce à un parking collectif, ainsi que des places gratuites dans la rue.<br>Prestations de qualité : Huisseries en double vitrage, volets roulant, Dpe D<br>Charges : 215 € / mois comprenant le chauffage, l'eau chaude, l'ascenseur, l'entretien des parties communes et les frais de syndic, ainsi que 27 € / mois au titre du fonds de travaux (ascenseur).<br>Au calme et proche de toutes les commodités : arrêt de bus, école primaire, accès autoroutier.<br>A visiter sans tarder !<br>Contact : Roxane CHANTELOUVE <span class="importDescriptionDecorator" data-type="phone">06 98 04 51 46</span> Bien proposé par Roxane CHANTELOUVE EI, agent commercial (RSAC 905147906)

Location

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Living in Saint-Étienne

A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.

Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.

Visa

Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.

Learn more: The Complete Guide to Moving to France

Key Fact

France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.

Learn more: Health Insurance for Americans Living Abroad
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France at a glance

How France scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Fast
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in France

Estimated fees and ongoing costs for this property

Closing Costs

7-10% of purchase price

  • ·Notary fees: 7-8% (includes transfer taxes)
  • ·Agent: 3-8% (usually included in listing price)
  • ·No separate stamp duty

Annual Costs

Property Tax

€500-3,000+/yr taxe foncière (varies by commune)

Insurance

€200-500/yr

HOA / Condo Fees

€100-300/mo for apartments (charges de copropriété)

Good to Know

Agent Fees

Usually seller pays (included in listing price)

Foreign Buyer Note

No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.

Legal help in France

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in France?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

CENTURY 21 Seux Immobilier

Next steps for moving to France

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Bien'ici (bienici.com)

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Currency

EUR