Saint-Étienne 42000, La Terrasse - Bel Air - Bergson - Carnot
Saint-Étienne, France
Guide Price
$216,520
188,000 EUR
PROPERTY TYPE
Condo
BEDROOMS
4
BATHROOMS
1
Description
Près de la Cité du Design et du centre-ville, ce duplex inversé de 143,68 m² de type 5, situé en rez-de-chaussée dans un immeuble d'avant 1948, offre un cadre de vie spacieux, lumineux et résolument atypique.
Dès l'entrée, on découvre une vaste entrée qui donne immédiatement une sensation d'espace. Celle-ci dessert la partie nuit composée de quatre chambres, d'une salle de bain et d'un WC indépendant, offrant un étage complet dédié au calme et à l'intimité. La circulation est fluide, cohérente et parfaitement structurée.
En descendant à l'étage inférieur, on accède à la pièce de vie, un bel espace convivial, chaleureux et modulable, prolongé par une cuisine semi-ouverte rénovée en 2022. Ces deux espaces se situent au niveau du jardin commun, offrant une ambiance très agréable, notamment grâce à leur exposition plein Est, qui apporte une lumière douce chaque matin.
Le bien bénéficie d'améliorations récentes : installation d'une ventilation hygro-régulée , rénovation complète, automatisation des volets roulants avec commande centralisée. L'appartement, acheté en 2021, a été entretenu avec rigueur.
Il dispose également de 3 caves privatives, parfaites pour du stockage. Le chauffage individuel au gaz et le DPE D/D assurent confort et maîtrise des dépenses. Les charges de copropriétés s'élèvent à 390 € par trimestre.
L'emplacement est idéal : écoles et collèges du secteur à 5 minutes à pied, tram T1 et T2 à quelques mètres, centre-ville en 10 minutes en tram ou 30 minutes à pied, gare Saint-Étienne Carnot à 10 minutes. Un environnement pratique, vivant et culturel.
Ce duplex atypique présente également un potentiel remarquable pour une profession libérale, des espaces de bureaux, du coworking , ou une habitation mixte permettant de concilier vie professionnelle et personnelle dans un cadre cocooning.
Pour les visites, contactez Barbara DALLÉRY: <span class="importDescriptionDecorator" data-type="phone">0662072104</span> – Agent commercial (EI), RSAC Lyon 495 341 851
Location
Open in Google MapsLiving in Saint-Étienne
A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR