Saint-Étienne 42000, La Terrasse - Bel Air - Bergson - Carnot
Saint-Étienne, France
Guide Price
$276,408
240,000 EUR
PROPERTY TYPE
house
BEDROOMS
6
BATHROOMS
1
Description
iad France - Kathy Derail vous propose: MAISON DE VILLE – APPARTEMENT TRIPLEX 140 m² AVEC EXTERIEUR PRIVATIF ET GARAGE + T1 LOUÉ <br>Le rez-de-chaussée s'ouvre sur une agréable pièce de vie avec cuisine ouverte, prolongé par l'accès directe à la terrasse et terrain privatif. Un toilette indépendant complète ce niveau<br>À l’étage : salon lumineux de 26 m², 2 chambres dont une suite parentale de 17m² avec salle d’eau et dressing, buanderie de 10 m² (possible 4e chambre), salle de bain avec baignoire et WC.<br>Dernier niveau : combles aménagés de 24 m² loi carrez, 50 m² au sol, pouvant être aménagé selon vos envies + une chambre et un bureau.<br>Deux caves, une chaufferie et une garage complètent cet appartement<br> T1 indépendant déjà loué 395 € CC/mois : pièce chambre/salon 17 m², cuisine ouverte sur espace d’environ 13 m², salle d’eau avec WC et une cave<br>Loué 395 € charges comprises, bail en cours jusqu'en janvier 2029<br> Ensemble rare : grands volumes + extérieur + revenu locatif immédiat.<br>Vivez le charme de cette belle maison de ville entièrement rénové avec un extérieur, situé dans un secteur LA TERRASSE à Saint-Étienne.<br>Tous les avantages de la vie citadine, axe autoroutier, commerces, écoles, et transports en commun à proximité immédiate<br>Honoraires d'agence à la charge du vendeur.<br>Information d'affichage énergétique sur ce bien : classe ENERGIE C indice 146 et classe CLIMAT C indice 22. Les informations sur les risques auxquels ce bien est exposé, y compris l'obligation légale de débroussaillement, sont disponibles sur le site Géorisques : http://www.georisques.gouv.fr.<br>La présente annonce immobilière a été rédigée sous la responsabilité éditoriale de Mme Kathy Derail mandataire indépendant en immobilier (sans détention de fonds), agent commercial de la SAS I@D France immatriculé au RSAC de Saint Etienne sous le numéro 903058378, titulaire de la carte de démarchage immobilier pour le compte de la société I@D France SAS.
Location
Open in Google MapsLiving in Saint-Étienne
A former industrial city southwest of Lyon that's become one of France's most affordable urban options, with rents well below Paris, Lyon, or Nice. It was named a UNESCO City of Design and has been reinventing itself with creative industries and a strong university presence. Very much a local French city -- English is rare, so this is for expats committed to learning the language and integrating into authentic French life.
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR


