Saint-Malo 35400, Saint-Servan
Saint-Malo, France
Guide Price
$147,878
128,400 EUR
PROPERTY TYPE
Condo
BEDROOMS
1
BATHROOMS
1
YEAR BUILT
1930
Description
Réf : FH-13530 PRIX : 128 400 € FAI*<br>EXCLUSIVITÉ SAINT-MALO - SAINT-SERVAN CENTRE<br>Idéalement situé au coeur de Saint-Servan, à deux pas des commerces et des plages, venez découvrir ce charmant appartement T2 de 26 m², niché au 3ème et dernier étage d'un bel immeuble ancien de caractère.<br>Ce bien lumineux et optimisé se compose d'une entrée avec placard, d'un WC indépendant, d'un agréable séjour avec kitchenette, d'un espace nuit ainsi que d'une salle d'eau.<br>Vous serez séduit par son cachet, sa situation privilégiée et son fort potentiel (rafraîchissement à prévoir), que ce soit pour un pied-à-terre en bord de mer, un premier achat ou un investissement locatif.<br>Chauffage électrique.<br>Copropriété de 21 lots dont 7 d'habitations<br>charges annuelles : 500 €<br>Diagnostics réalisés le 20/03/2026 Classe énergie E327 - classe climat C12 Montant estimé des dépenses annuelles d'énergie pour un usage standard : entre 850 € et 1200€ par an. Prix moyens des énergies indexés sur l'année 2021 2022 2023 (abonnements compris). <br>*Le prix indiqué comprend les honoraires à la charge de l'acheteur : 7 % TTC du prix du bien hors honoraires<br>Prix hors honoraires : 120 000 €<br><span class="importDescriptionDecorator" data-url="https://envisite.net/vtour/fr/rfduau/frame/nocdv/x5-ZopqYoA?realEstateAdId=immo-facile-48434330" data-type="virtualTour">https://fr.envisite.net/rfduau</span><br> (7.00 % d'honoraires TTC à la charge de l'acquéreur.)<br>Copropriété de 15 lots - dont 8 lots habitation. (Pas de procédure en cours).<br>Charges annuelles : 320.00 euros.
Location
Open in Google MapsLiving in Saint-Malo
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR