Sainte-Luce-sur-Loire 44980, Sainte-Luce-sur-Loire
Sainte-Luce-sur-Loire, France
Guide Price
$403,095
350,000 EUR
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
YEAR BUILT
2020
Description
SAINTE-LUCE-SUR-LOIRE Les Islettes<br>Square Habitat vous propose cette maison récente, construite en 2020, en excellent état et bénéficiant de prestations de qualité.<br>Au rez-de-chaussée, vous découvrirez une entrée avec rangement et WC, desservant une pièce de vie lumineuse avec salon-séjour et cuisine ouverte, entièrement aménagée et équipée. Une arrière-cuisine ainsi qu'un garage complètent ce niveau.<br>À l'étage, le palier distribue trois chambres, une salle d'eau et des WC indépendants.<br>Le bien offre un confort optimal grâce à une pompe à chaleur et un plancher chauffant sur les deux niveaux, assurant d'excellentes performances énergétiques (DPE A !).<br>À l'extérieur, vous profiterez d'une terrasse agréable et d'un jardin soigné. Deux places de stationnement viennent compléter l'ensemble.<br>Située à proximité immédiate des commerces et des transports, cette maison sous garantie constitue une opportunité idéale pour un achat serein, sans travaux à prévoir.<br>Prix cohérent avec le marché.
Location
Open in Google MapsLiving in Sainte-Luce-sur-Loire
Morning baguettes from the corner boulangerie, two-hour lunches with wine that no one apologizes for, and the slow realization that the French were right about everything involving food.
Visa
Talent Passport (Passeport Talent) — multiple categories for skilled workers, entrepreneurs, and researchers. Qualified employee route requires min €39,582/yr salary. Valid up to 4 years, family included. Visitor Visa (Visa Long Séjour) suits retirees with passive income — no work allowed, must prove €1,600+/mo resources.
Learn more: The Complete Guide to Moving to France→Key Fact
France has famously complex bureaucracy (the préfecture experience is legendary) but offers world-class universal healthcare, 5 weeks mandatory vacation, and excellent public infrastructure once you are in the system.
Learn more: Health Insurance for Americans Living Abroad→France at a glance
How France scores for American expats
Cost of buying in France
Estimated fees and ongoing costs for this property
Closing Costs
7-10% of purchase price
- ·Notary fees: 7-8% (includes transfer taxes)
- ·Agent: 3-8% (usually included in listing price)
- ·No separate stamp duty
Annual Costs
Property Tax
€500-3,000+/yr taxe foncière (varies by commune)
Insurance
€200-500/yr
HOA / Condo Fees
€100-300/mo for apartments (charges de copropriété)
Good to Know
Agent Fees
Usually seller pays (included in listing price)
Foreign Buyer Note
No restrictions on foreign buyers. Non-residents pay 3% additional wealth tax on French property above €1.3M.
Legal help in France
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in France?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Square Habitat ORVAULT
Next steps for moving to France
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Bien'ici (bienici.com)
EUR