Back to Düsseldorf, Germany

40885 Ratingen, Düsseldorf

Düsseldorf, Germany

Guide Price

$892,107

774,600 EUR

$800K-$999K
View on immobilien.de

PROPERTY TYPE

house

BEDROOMS

5

BATHROOMS

2

YEAR BUILT

2014

40885 Ratingen, Düsseldorf - Photo 2
40885 Ratingen, Düsseldorf - Photo 3
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Description

Es erwartet Sie eine großzügige und sehr moderne Doppelhaushälfte (Baujahr 2014) mit vier Schlafzimmern, einer tollen Dachterrasse, einem großen Wohn-/Esszimmer mit offener Küche und direktem Zugang zur Terrasse und dem schön angelegten Garten.

Die ca. 155 m² Wohnfläche sind auf zwei Wohnebenen verteilt:

Im Erdgeschoss erwartet Sie ein einladender Eingangsbereich, ein Duschbad mit Tageslicht, ein Schlafzimmer, eine offene Küche und der sehr gemütliche Wohn-/Essbereich mit besonders hohen Decken sowie Zugang zu der vorgelagerten Terrasse und in den Garten.

Das Obergeschoss (Staffelgeschoss) besteht aus insgesamt drei geräumigen Schlafräumen und einem Tageslichtbad mit Badewanne und Dusche. Die großzügige Dachterrasse ergänzt das Raumangebot auf dieser Ebene.

Im Kellergeschoss (teilunterkellert) befinden sich ein großer Abstellraum und der Hausanschlussraum/Waschkeller.

Der Garten bietet mit einer überdachten Terrasse und der sonnigen Grünzone einen perfekten Rückzugsort mit Platz zum Entspannen!

Abgerundet wird das Angebot durch die Einzelgarage sowie zwei weitere Außenstellplätze.

Energieverbrauchsausweis gültig von: 27.11.2025 Endenergieverbrauch Wärme: 99 kWh/(m²a) inklusive Warmwasser Wesentliche Energieträger Heizung: Gas, Energieeffizienzklasse: C, Baujahr: 2014

Location

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Living in Düsseldorf

Ranked among the world's most liveable cities, with 23% foreign-born residents and strong English-speaking job opportunities at multinational firms. Rents are 21% lower than Berlin, public transit gets you anywhere in 20 minutes, and it's one of Germany's safest cities. The Altstadt bar district and Rhine riverfront give it more personality than its corporate reputation suggests.

Bread that ruins all other bread forever, bike commutes along tree-lined canals, and a culture that perfects efficiency Monday through Friday then completely surrenders to beer gardens on the weekend.

Visa

Freelance Visa (Freiberufler) — Americans can enter visa-free for 90 days and apply directly at the local Foreigners Office. Requires proof of clients, health insurance, and financial stability. Valid 3 years, renewable. Only €75 fee. EU Blue Card is the alternative for salaried workers (€45,300/yr minimum).

Learn more: The Complete Guide to Moving to Germany

Key Fact

Germany has a unique freelance visa that is exceptionally accessible for Americans — no employer sponsorship, no minimum income threshold (just financial viability), and you can apply after arrival. Bureaucracy is intense but predictable.

Learn more: Can Americans Buy Property Abroad? Rules by Country
See all Germany listings

Germany at a glance

How Germany scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Widely
🏥Healthcare
Excellent
🌬️Air Quality
Clean
📶Internet
Moderate
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in Germany

Estimated fees and ongoing costs for this property

Closing Costs

7-12% of purchase price (highest in Europe)

  • ·Real estate transfer tax: 3.5-6.5% (varies by state)
  • ·Notary: 1.5-2%
  • ·Land registry: 0.5%
  • ·Agent: 3-6% (often split buyer/seller)

Annual Costs

Property Tax

€200-1,000/yr (Grundsteuer — reform in progress, varies widely)

Insurance

€200-500/yr

HOA / Condo Fees

€150-400/mo for apartments (Hausgeld)

Good to Know

Agent Fees

Split 50/50 between buyer and seller (3% each typical)

Foreign Buyer Note

No restrictions on foreign buyers. No extra taxes. Equal treatment.

Legal help in Germany

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Germany?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

/in: (02102 709400)

Schneider Immobilien GmbH

Next steps for moving to Germany

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

immobilien.de

Portal listings

Currency

EUR