Homes in Canada under $1M

At $1 million USD (~C$1.37M) the entire country is in play except Vancouver's west side and Toronto's core. Four-bed detached in Ottawa's Glebe, Montreal Plateau triplexes, Calgary's Mount Royal, Halifax's South End, Victoria's Oak Bay — all doable. Toronto GTA gets you a mid-sized semi in Etobicoke or Scarborough. Vancouver still forces you into condos or distant suburbs like Surrey. Property transfer tax bites: BC charges 2-3%, Ontario 1.5-2.5% plus Toronto's additional municipal LTT. Factor C$20-40K in closing costs at this price point.