Cermenate, Italy
Cermenate, Italy
Guide Price
$1,026,000
€950,000 EUR
PROPERTY TYPE
house
BEDROOMS
6
BATHROOMS
4
Description
ESCLUSIVA VILLA INDIPENDENTE Nel verde e nella tranquillità di Cermenate, in posizione riservata e panoramica, sorge questa importante villa indipendente di circa 400 mq, una soluzione che coniuga eleganza, comfort contemporaneo ed efficienza energetica. Ristrutturata esternamente tre anni fa con cappotto termico, coibentazione del tetto e del sottotetto, sostituzione di tutti gli infissi ,pompa di calore e impianto fotovoltaico, la proprietà si presenta in classe energetica B garantendo autonomia gestionale e consumi ottimizzati.
- POSIZIONE La sua posizione è particolarmente strategica: si trova infatti tra Milano e Como, entrambe facilmente raggiungibili in auto, rendendolo ideale per chi desidera vivere in un contesto più riservato senza rinunciare alla vicinanza ai principali centri urbani e alle loro opportunità lavorative e culturali. Apprezzata per la qualità della vita e l'atmosfera residenziale, offre tutti i principali servizi, scuole e collegamenti comodi.
- DESCRIZIONE IMMOBILE Varcata la soglia, al piano terra si viene accolti da una splendida zona giorno ampia e luminosa, impreziosita dal camino che diventa il cuore della casa nelle stagioni più fredde. Le grandi aperture conducono direttamente al patio esterno, creando una naturale continuità tra interno ed esterno e regalando una piacevole vista aperta sul giardino e sul panorama circostante. La cucina è abitabile, spaziosa e funzionale, pensata per vivere appieno la quotidianità familiare. La zona notte si s
Location
Open in Google MapsLiving in Cermenate
Espresso at the bar every morning, pasta made the way your grandmother wished she could, and a culture that treats every meal, every sunset, and every conversation as something worth lingering over.
Visa
Digital Nomad Visa — requires remote work for foreign clients/employers, min €28,000/yr net income, and 6 months work experience. Valid 1 year, renewable. Elective Residence Visa — for retirees and those with passive income (€31,000/yr minimum, no work allowed). Both offer a path to long-term residency.
Learn more: The Complete Guide to Moving to Italy→Key Fact
Italy launched its digital nomad visa in 2024, making it much easier for remote workers than the old elective residence route. Italian bureaucracy is notoriously slow (3-6 months processing), so patience and a good immigration lawyer are essential.
Learn more: Can Americans Buy Property Abroad? Rules by Country→Italy at a glance
How Italy scores for American expats
Cost of buying in Italy
Estimated fees and ongoing costs for this property
Closing Costs
7-12% of purchase price
- ·Registration tax: 2% (primary) or 9% (second home)
- ·Notary: €2,000-5,000
- ·Cadastral tax: €50
- ·Agent: 3-4% + VAT
Annual Costs
Property Tax
0.4-0.76% of cadastral value (IMU — not on primary residence)
Insurance
€200-500/yr
HOA / Condo Fees
€50-200/mo for apartments (spese condominiali)
Good to Know
Agent Fees
Buyer pays own agent (3-4% + 22% VAT)
Foreign Buyer Note
Reciprocity requirement — Americans can buy freely (US-Italy treaty). Codice fiscale (tax ID) required. 9% registration tax on second homes is significant.
Legal help in Italy
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Italy?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Gabetti Milano Centro
Next steps for moving to Italy
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Subito.it
EUR