Fermo, Italy
Fermo, Italy
Guide Price
$313,200
€290,000 EUR
PROPERTY TYPE
Condo
BEDROOMS
3
BATHROOMS
2
Description
Vendesi Appartamento di 93 mq con giardino di 48 mq e veranda con balcone perimetrale di 30 mq totali con box auto + cantina di 40 mq totali. A Salvano, Fermo in zona residenziale molto tranquilla e riservata in condominio di sole 8 unità abitative al piano terra. Ingresso su living con angolo cottura, 1 camera matrimoniale e 2 camere da letto, 2 bagni, 1 lavanderia. Appartamento di recentissima costruzione (giugno 2023), classe energetica A+++, alimentato esclusivamente da energia elettrica e dai pannelli fotovoltaici sul tetto in grado di produrre anche acqua calda, con notevoli risparmi. Completamente coibentato con doppi infissi in legno, riscaldamento a pavimento, con termostato wifi in ogni stanza, sistema di raffrescamento centralizzato in tutte le stanze e sistema VMC (ventilazione meccanica controllata) che serve a garantire un ricambio d'aria costante e automatico negli ambienti chiusi, eliminando aria viziata, umidità, inquinanti e muffe. Tutte le porte sono scorrevoli per ottimizzare gli spazi, in legno smaltato bianco, porta corridoio completamente in vetro satinato. Predisposizione per allarme e aspirapolvere centralizzato. Zanzariere su tutte le finestre. Giardino da poco completato con siepe perimetrale, ulivo ornamentale, albero di limoni e prato con 3 aiuole, 2 accessi acqua, impianto di illuminazione, predisposizione per 2 telecamere perimetrali, veranda di 10 mq con tenda parasole elettrica e con sensore vento. Box auto sotto l'appartamento facilmente acce
Living in Fermo
Espresso at the bar every morning, pasta made the way your grandmother wished she could, and a culture that treats every meal, every sunset, and every conversation as something worth lingering over.
Visa
Digital Nomad Visa — requires remote work for foreign clients/employers, min €28,000/yr net income, and 6 months work experience. Valid 1 year, renewable. Elective Residence Visa — for retirees and those with passive income (€31,000/yr minimum, no work allowed). Both offer a path to long-term residency.
Learn more: The Complete Guide to Moving to Italy→Key Fact
Italy launched its digital nomad visa in 2024, making it much easier for remote workers than the old elective residence route. Italian bureaucracy is notoriously slow (3-6 months processing), so patience and a good immigration lawyer are essential.
Learn more: Can Americans Buy Property Abroad? Rules by Country→Italy at a glance
How Italy scores for American expats
Cost of buying in Italy
Estimated fees and ongoing costs for this property
Closing Costs
7-12% of purchase price
- ·Registration tax: 2% (primary) or 9% (second home)
- ·Notary: €2,000-5,000
- ·Cadastral tax: €50
- ·Agent: 3-4% + VAT
Annual Costs
Property Tax
0.4-0.76% of cadastral value (IMU — not on primary residence)
Insurance
€200-500/yr
HOA / Condo Fees
€50-200/mo for apartments (spese condominiali)
Good to Know
Agent Fees
Buyer pays own agent (3-4% + 22% VAT)
Foreign Buyer Note
Reciprocity requirement — Americans can buy freely (US-Italy treaty). Codice fiscale (tax ID) required. 9% registration tax on second homes is significant.
Legal help in Italy
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in Italy?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Gio
Next steps for moving to Italy
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
Subito.it
EUR