Back to Terni, Italy

Terni, Italy

Terni, Italy

Guide Price

$135,000

125,000 EUR

$100K-$199K
View on Subito.it

PROPERTY TYPE

Condo

BEDROOMS

3

BATHROOMS

2

Terni, Italy - Photo 2
Terni, Italy - Photo 3
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Description

Proponiamo in vendita un appartamento nella zona di Cardeto, un'area residenziale apprezzata per la tranquillità e la vicinanza ai principali servizi. L'immobile si trova al primo piano di una palazzina ben tenuta, con ascensore e interventi di miglioramento effettuati negli ultimi anni. L'appartamento, vista l'ottima esposizione sud-est, è molto luminoso e offre spazi ampi e ben distribuiti, ideali per chi cerca comfort e funzionalità. L'ingresso introduce alla zona giorno, composta da una cucina con tinello con accesso diretto al balcone, una sala da pranzo, un bagno di servizio e un pratico ripostiglio. La zona notte comprende tre camere da letto, di cui due con accesso a un balcone angolare, oltre a un secondo bagno di dimensioni più ampie, offrendo spazi funzionali e confortevoli. Completa la proprietà un comodo box auto e una pratica cantina, ideali per garantire massima comodità, spazio aggiuntivo e sicurezza.

Location

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Living in Terni

Espresso at the bar every morning, pasta made the way your grandmother wished she could, and a culture that treats every meal, every sunset, and every conversation as something worth lingering over.

Visa

Digital Nomad Visa — requires remote work for foreign clients/employers, min €28,000/yr net income, and 6 months work experience. Valid 1 year, renewable. Elective Residence Visa — for retirees and those with passive income (€31,000/yr minimum, no work allowed). Both offer a path to long-term residency.

Learn more: The Complete Guide to Moving to Italy

Key Fact

Italy launched its digital nomad visa in 2024, making it much easier for remote workers than the old elective residence route. Italian bureaucracy is notoriously slow (3-6 months processing), so patience and a good immigration lawyer are essential.

Learn more: Can Americans Buy Property Abroad? Rules by Country
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Italy at a glance

How Italy scores for American expats

💰Cost of Living
Moderate
🛡️Safety
Very safe
🗣️English Spoken
Rarely
🏥Healthcare
Excellent
🌬️Air Quality
Moderate
📶Internet
Moderate
🚶Walkability
Very walkable
🚇Transit
Excellent

Cost of buying in Italy

Estimated fees and ongoing costs for this property

Closing Costs

7-12% of purchase price

  • ·Registration tax: 2% (primary) or 9% (second home)
  • ·Notary: €2,000-5,000
  • ·Cadastral tax: €50
  • ·Agent: 3-4% + VAT

Annual Costs

Property Tax

0.4-0.76% of cadastral value (IMU — not on primary residence)

Insurance

€200-500/yr

HOA / Condo Fees

€50-200/mo for apartments (spese condominiali)

Good to Know

Agent Fees

Buyer pays own agent (3-4% + 22% VAT)

Foreign Buyer Note

Reciprocity requirement — Americans can buy freely (US-Italy treaty). Codice fiscale (tax ID) required. 9% registration tax on second homes is significant.

Legal help in Italy

Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.

Need a local attorney in Italy?

We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.

Contact Agent

TECNOCASA - CENTRO MEDIAZIONI SRLS

Next steps for moving to Italy

Interested in this property? Here's how to move forward.

1

Understand the buying rules

Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.

2

Sort out your visa

Owning property doesn't give you the right to live there. Research residency options before you buy.

3

Plan your finances

Understand currency risk, international wire transfers, and whether you can get a local mortgage.

4

Know your tax obligations

US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.

5

Set up healthcare

Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.

6

Run the full checklist

Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.

Source

Subito.it

Portal listings

Currency

EUR