2 Lake Street, Takapau, Central Hawkes Bay, Hawkes Bay
Napier, New Zealand
Guide Price
$171,100
290,000 NZD
PROPERTY TYPE
house
BEDROOMS
3
BATHROOMS
1
Description
What a fantastic find! This has to be the most affordable 3 bedroom home in town! Set on a family friendly side street, this property offers you open plan kitchen dining, separate lounge, a bathroom with separate bath and separate shower, a separate toilet and a lovely extra surprise at the back...a large covered casual living area that overlooks the back yard. Yay for the covered entrance porch, so practical for boots and shoes and keeping things dry, and how nice to also have a private entrance foyer too. And just wait until you see the huge covered conservatory style casual living area at the back. What a gorgeous way to start your day, with tea and toast in a sunny sheltered spot with all the morning sun. The generous flat section already has a decent selection of 3 garden sheds plus a woodshed, and a carport, with, loads of room and scope for you to make this house your home. If you want you get into your own home, this could be just the right affordable home for your family that you thought you'd never find. Lets see how we can help you make that happen.
Living in Napier
Morning surf before work, weekends tramping through Lord-of-the-Rings landscapes, and a laid-back culture where shoes are optional and nature is never more than ten minutes away.
Visa
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Learn more: The Complete Guide to Moving to New Zealand→Key Fact
NZ has strict biosecurity laws — importing food, plants, or outdoor gear can result in heavy fines. The work-life balance is exceptional, but the job market is small and remote from everywhere.
Learn more: What You Need to Know Before Moving Abroad→New Zealand at a glance
How New Zealand scores for American expats
Cost of buying in New Zealand
Estimated fees and ongoing costs for this property
Closing Costs
3-5% of purchase price
- ·No stamp duty
- ·Legal/conveyancing: NZ$1,500-3,000
- ·Building inspection: NZ$500-800
- ·LIM report: NZ$300-400
Annual Costs
Property Tax
0.3-1.5% of government valuation (varies by council)
Insurance
NZ$1,500-3,000/yr
HOA / Condo Fees
NZ$300-600/mo for apartments (body corporate)
Good to Know
Agent Fees
Seller pays (2.5-4%)
Foreign Buyer Note
Foreign buyers BANNED from existing homes (2018 ban). Can only buy new-build apartments in large developments.
Legal help in New Zealand
Hire your own attorney — not the seller's. We'll match you with a vetted local lawyer.
Need a local attorney in New Zealand?
We'll connect you with an independent, English-speaking real estate attorney experienced with foreign buyers. Not the seller's lawyer — yours.
Contact Agent
Heatha Edwards - Team CHB Ltd (Licensed: REAA 2008) - Harcourts, Waipukurau
Next steps for moving to New Zealand
Interested in this property? Here's how to move forward.
Understand the buying rules
Foreign ownership laws vary wildly by country. Some welcome you, others restrict or ban foreign buyers entirely.
Sort out your visa
Owning property doesn't give you the right to live there. Research residency options before you buy.
Plan your finances
Understand currency risk, international wire transfers, and whether you can get a local mortgage.
Know your tax obligations
US citizens are taxed on worldwide income. You'll need to file US taxes from abroad and may owe local taxes too.
Set up healthcare
Medicare doesn't cover you overseas. You'll need international health insurance or a local plan.
Run the full checklist
Banking, mail forwarding, power of attorney, pet import rules — the complete pre-move checklist.
realestate.co.nz
NZD