Homes in Switzerland under $1M

$1 million in Switzerland gets you a functional apartment in a good Swiss city. Two to three-bed flats in Lausanne, Geneva's outer communes, Zurich's less-prestige districts, Bern, Basel, and Lucerne. Mountain ski towns (Verbier, Crans-Montana, Gstaad) at this price deliver small studios with resort access. Full detached houses still require $1.5-2M+ anywhere in the country. Swiss mortgages are unusual globally — most are long-term indirect amortization structures tied to life insurance or pillar 3a accounts. Work with a Swiss mortgage broker well before your purchase to structure correctly.