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Homes in New Zealand under $300K

At $300,000 you can buy a solid three-bed home in regional centers: Whangarei, Palmerston North, Napier's outer suburbs, Invercargill, or Dunedin's student belt. Still nowhere near Auckland or Queenstown, but Wellington's distant Hutt Valley starts to flicker. Expect well-kept mid-century homes, not new builds. This tier is where retirees heading to Nelson or Tauranga fringes often land, and where remote workers pick second-tier cities that still have cafes, schools, and hospitals. Insulation and double-glazing still inconsistent — factor retrofit cost into any offer on a pre-2000 home.

Listings
1,160
Median price
$253K
Cities covered
39
Avg size
930 m²
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60 listings under $300K

703/5 Aitken Street, Thorndon, Wellington City, Wellington
$102K
703/5 Aitken Street, Thorndon, Wellington City, Wellington
1 1
41 Hastings Street, Ohai, Southland, Southland
$106K
41 Hastings Street, Ohai, Southland, Southland
1 1 1012 m²
209/188 Hobson Street, Auckland Central, Auckland City, Auckland
$109K
209/188 Hobson Street, Auckland Central, Auckland City, Auckland
1 1
2/20 Reef View Road, Ahipara, Far North, Northland
$110K
2/20 Reef View Road, Ahipara, Far North, Northland
1 1
13/61 South Rd, Kaitaia, Far North, Northland
$110K
13/61 South Rd, Kaitaia, Far North, Northland
2 1
2 Blampied Street, Mataura, Gore, Southland
$112K
2 Blampied Street, Mataura, Gore, Southland
3 1 908 m²
31 Toko Mouth Domain Road, Milton, Clutha, Otago
$113K
31 Toko Mouth Domain Road, Milton, Clutha, Otago
3 1 360 m²
50 James Street, BALCLUTHA, Clutha, Otago
$115K
50 James Street, BALCLUTHA, Clutha, Otago
4 2 1012 m²
33 Mount Street, Auckland Central, Auckland City, Auckland
$117K
33 Mount Street, Auckland Central, Auckland City, Auckland
1 1
4 Bedford Street, Tapanui, Clutha, Otago
$117K
4 Bedford Street, Tapanui, Clutha, Otago
3 1 1028 m²
18, 20, 22 Lyne Street, Nightcaps, Southland, Southland
$118K
18, 20, 22 Lyne Street, Nightcaps, Southland, Southland
2 1 3036 m²
7 Start Street, Kaitangata, Clutha, Otago
$122K
7 Start Street, Kaitangata, Clutha, Otago
2 1 1012 m²
17 Craighall Crescent, Wakari, Dunedin City, Otago
$128K
17 Craighall Crescent, Wakari, Dunedin City, Otago
1 1 594 m²
9 Rockell Road, Whananaki, Whangarei, Northland
$130K
9 Rockell Road, Whananaki, Whangarei, Northland
2 1
11C/120 The Terrace, Wellington Central, Wellington City, Wellington
$131K
11C/120 The Terrace, Wellington Central, Wellington City, Wellington
2 1
36/27 Stonehaven Drive, Maungakaramea, Whangarei, Northland
$131K
36/27 Stonehaven Drive, Maungakaramea, Whangarei, Northland
1 1
56 Victoria Street, Patea, South Taranaki, Taranaki
$133K
56 Victoria Street, Patea, South Taranaki, Taranaki
1 1 1012 m²
20/61 South Road, Kaitaia, Far North, Northland
$133K
20/61 South Road, Kaitaia, Far North, Northland
1 1
10 Arthur Street, Winton, Southland, Southland
$133K
10 Arthur Street, Winton, Southland, Southland
1 1 556 m²
4 Blampied Street, Mataura, Gore, Southland
$133K
4 Blampied Street, Mataura, Gore, Southland
3 1 1520 m²
16 Argyle Street, Balclutha, Clutha, Otago
$133K
16 Argyle Street, Balclutha, Clutha, Otago
4 2 508 m²
37/329 Kaik Road, Waitaki Bridge, Waitaki, Otago
$133K
37/329 Kaik Road, Waitaki Bridge, Waitaki, Otago
2 1
9 Devon Street, Tapanui, Clutha, Otago
$133K
9 Devon Street, Tapanui, Clutha, Otago
3 1 1123 m²
5K/10 Crown Lynn Place, New Lynn, Waitakere City, Auckland
$133K
5K/10 Crown Lynn Place, New Lynn, Waitakere City, Auckland
1 1
8 Kingi Place, Whakatane, Whakatane, Bay of Plenty
$135K
8 Kingi Place, Whakatane, Whakatane, Bay of Plenty
1 1 741 m²
85 Egmont Street, Patea, South Taranaki, Taranaki
$136K
85 Egmont Street, Patea, South Taranaki, Taranaki
1 1 506 m²
69 Queen Street, Balfour, Southland, Southland
$136K
69 Queen Street, Balfour, Southland, Southland
3 1 2561 m²
8/20 Egmont Street, Wellington Central, Wellington City, Wellington
$136K
8/20 Egmont Street, Wellington Central, Wellington City, Wellington
1 1
8E/50-52 Eden Crescent, Auckland Central, Auckland City, Auckland
$137K
8E/50-52 Eden Crescent, Auckland Central, Auckland City, Auckland
1 1
27 Toko Mouth Domain Road, Toko Mouth, Clutha, Otago
$139K
27 Toko Mouth Domain Road, Toko Mouth, Clutha, Otago
2 1 0.736 m²
14 Milton Street, Ohai, Southland, Southland
$139K
14 Milton Street, Ohai, Southland, Southland
2 1 1012 m²
10 Waterloo Quadrant, Auckland Central, Auckland City, Auckland
$141K
10 Waterloo Quadrant, Auckland Central, Auckland City, Auckland
1 1
26 Main Road, Owaka, Clutha, Otago
$142K
26 Main Road, Owaka, Clutha, Otago
3 1 1012 m²
44/29 Webb Street, Mount Cook, Wellington City, Wellington
$144K
44/29 Webb Street, Mount Cook, Wellington City, Wellington
1 1
4H Begg Street, Saint Kilda, Dunedin City, Otago
$144K
4H Begg Street, Saint Kilda, Dunedin City, Otago
1 1
C/19 Gormack Street, Balclutha, Clutha, Otago
$144K
C/19 Gormack Street, Balclutha, Clutha, Otago
2 1
25 Walter Street, Takapau, Central Hawkes Bay, Hawkes Bay
$147K
25 Walter Street, Takapau, Central Hawkes Bay, Hawkes Bay
3 1 1247 m²
5/157 Crinan Street, Invercargill, Invercargill City, Southland
$147K
5/157 Crinan Street, Invercargill, Invercargill City, Southland
1 1
1 Market Street, KAITANGATA, Clutha, Otago
$147K
1 Market Street, KAITANGATA, Clutha, Otago
4 1 812 m²
25B Seddon Street, Te Kuiti, Waitomo, Waikato
$148K
25B Seddon Street, Te Kuiti, Waitomo, Waikato
3 1
68 Somerville Street, Wairoa, Wairoa, Hawkes Bay
$148K
68 Somerville Street, Wairoa, Wairoa, Hawkes Bay
3 1 896 m²
6 Kirkland Street, Ohai, Southland, Southland
$148K
6 Kirkland Street, Ohai, Southland, Southland
2 1 1098 m²
33 Albion Street, Mataura, Gore, Southland
$148K
33 Albion Street, Mataura, Gore, Southland
3 1 1012 m²
34 Kingston Street, Auckland Central, Auckland City, Auckland
$153K
34 Kingston Street, Auckland Central, Auckland City, Auckland
1 1
3/55 Tramway Road, Strathern, Invercargill City, Southland
$153K
3/55 Tramway Road, Strathern, Invercargill City, Southland
2 1
19 Monkey Island Road, Orepuki, Southland, Southland
$153K
19 Monkey Island Road, Orepuki, Southland, Southland
1 1 253 m²
12 Delhi Street, Wairoa, Wairoa, Hawkes Bay
$156K
12 Delhi Street, Wairoa, Wairoa, Hawkes Bay
3 1 1138 m²
17 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
$156K
17 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
3 1 789 m²
7 Murraee Street, Wairoa, Wairoa, Hawkes Bay
$156K
7 Murraee Street, Wairoa, Wairoa, Hawkes Bay
3 1 1011 m²
4 River Street, Mataura, Gore, Southland
$156K
4 River Street, Mataura, Gore, Southland
3 1 1055 m²
32 Oakland Street, Mataura, Gore, Southland
$156K
32 Oakland Street, Mataura, Gore, Southland
3 1 630 m²
4 Annan Street, Nightcaps, Southland, Southland
$156K
4 Annan Street, Nightcaps, Southland, Southland
2 1 1012 m²
96 Bridge Street, Eltham, South Taranaki, Taranaki
$159K
96 Bridge Street, Eltham, South Taranaki, Taranaki
4 2 506 m²
162 Roxburgh Street, Heriot, Clutha, Otago
$159K
162 Roxburgh Street, Heriot, Clutha, Otago
3 1 3162 m²
135 Hobson Street, Auckland Central, Auckland City, Auckland
$159K
135 Hobson Street, Auckland Central, Auckland City, Auckland
1 1
185 Te Karoa Road, Peria, Far North, Northland
$160K
185 Te Karoa Road, Peria, Far North, Northland
2 1
2G/49 Manners Street, Te Aro, Wellington City, Wellington
$160K
2G/49 Manners Street, Te Aro, Wellington City, Wellington
2 1
2/20 Jenks Street, Foxton, Horowhenua, Manawatu / Whanganui
$160K
2/20 Jenks Street, Foxton, Horowhenua, Manawatu / Whanganui
2 1
3/31 Gordon Street, Avalon, Lower Hutt City, Wellington
$160K
3/31 Gordon Street, Avalon, Lower Hutt City, Wellington
1 1
31B Kahiwi Street, Raumanga, Whangarei, Northland
$161K
31B Kahiwi Street, Raumanga, Whangarei, Northland
2 1

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Updated 2026. Listings refresh weekly.