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Homes in New Zealand under $500K

$500,000 is the realistic NZ starter budget. It buys three-bed houses in Christchurch's outer suburbs, modest Wellington suburbs like Wainuiomata, Hamilton family homes, or modern townhouses in Tauranga. Auckland remains brutally out of reach — this tier gets you a shoebox unit 45 minutes from the CBD. Buyers targeting Queenstown or Wanaka should skip ahead. But Christchurch post-earthquake rebuilds at this price are often well-insulated, double-glazed, and move-in ready. This is where skilled migrants with NZ job offers typically start looking.

Listings
3,296
Median price
$360K
Cities covered
26
Avg size
1010 m²
Visa & residency
Skilled Migrant Category Resident Visa — points-based system requiring a skilled job offer in NZ. New pathways opening August 2026 for trades workers and those with 5+ years experience. Accredited Employer Work Visa is the faster route if you already have a job offer.
Read the full New Zealand guide →

60 listings under $500K

703/5 Aitken Street, Thorndon, Wellington City, Wellington
$102K
703/5 Aitken Street, Thorndon, Wellington City, Wellington
1 1
209/188 Hobson Street, Auckland Central, Auckland City, Auckland
$109K
209/188 Hobson Street, Auckland Central, Auckland City, Auckland
1 1
2/20 Reef View Road, Ahipara, Far North, Northland
$110K
2/20 Reef View Road, Ahipara, Far North, Northland
1 1
13/61 South Rd, Kaitaia, Far North, Northland
$110K
13/61 South Rd, Kaitaia, Far North, Northland
2 1
31 Toko Mouth Domain Road, Milton, Clutha, Otago
$113K
31 Toko Mouth Domain Road, Milton, Clutha, Otago
3 1 360 m²
50 James Street, BALCLUTHA, Clutha, Otago
$115K
50 James Street, BALCLUTHA, Clutha, Otago
4 2 1012 m²
33 Mount Street, Auckland Central, Auckland City, Auckland
$117K
33 Mount Street, Auckland Central, Auckland City, Auckland
1 1
7 Start Street, Kaitangata, Clutha, Otago
$122K
7 Start Street, Kaitangata, Clutha, Otago
2 1 1012 m²
17 Craighall Crescent, Wakari, Dunedin City, Otago
$128K
17 Craighall Crescent, Wakari, Dunedin City, Otago
1 1 594 m²
9 Rockell Road, Whananaki, Whangarei, Northland
$130K
9 Rockell Road, Whananaki, Whangarei, Northland
2 1
11C/120 The Terrace, Wellington Central, Wellington City, Wellington
$131K
11C/120 The Terrace, Wellington Central, Wellington City, Wellington
2 1
36/27 Stonehaven Drive, Maungakaramea, Whangarei, Northland
$131K
36/27 Stonehaven Drive, Maungakaramea, Whangarei, Northland
1 1
56 Victoria Street, Patea, South Taranaki, Taranaki
$133K
56 Victoria Street, Patea, South Taranaki, Taranaki
1 1 1012 m²
20/61 South Road, Kaitaia, Far North, Northland
$133K
20/61 South Road, Kaitaia, Far North, Northland
1 1
16 Argyle Street, Balclutha, Clutha, Otago
$133K
16 Argyle Street, Balclutha, Clutha, Otago
4 2 508 m²
37/329 Kaik Road, Waitaki Bridge, Waitaki, Otago
$133K
37/329 Kaik Road, Waitaki Bridge, Waitaki, Otago
2 1
9 Devon Street, Tapanui, Clutha, Otago
$133K
9 Devon Street, Tapanui, Clutha, Otago
3 1 1123 m²
5K/10 Crown Lynn Place, New Lynn, Waitakere City, Auckland
$133K
5K/10 Crown Lynn Place, New Lynn, Waitakere City, Auckland
1 1
8 Kingi Place, Whakatane, Whakatane, Bay of Plenty
$135K
8 Kingi Place, Whakatane, Whakatane, Bay of Plenty
1 1 741 m²
85 Egmont Street, Patea, South Taranaki, Taranaki
$136K
85 Egmont Street, Patea, South Taranaki, Taranaki
1 1 506 m²
8/20 Egmont Street, Wellington Central, Wellington City, Wellington
$136K
8/20 Egmont Street, Wellington Central, Wellington City, Wellington
1 1
8E/50-52 Eden Crescent, Auckland Central, Auckland City, Auckland
$137K
8E/50-52 Eden Crescent, Auckland Central, Auckland City, Auckland
1 1
27 Toko Mouth Domain Road, Toko Mouth, Clutha, Otago
$139K
27 Toko Mouth Domain Road, Toko Mouth, Clutha, Otago
2 1 0.736 m²
10 Waterloo Quadrant, Auckland Central, Auckland City, Auckland
$141K
10 Waterloo Quadrant, Auckland Central, Auckland City, Auckland
1 1
26 Main Road, Owaka, Clutha, Otago
$142K
26 Main Road, Owaka, Clutha, Otago
3 1 1012 m²
44/29 Webb Street, Mount Cook, Wellington City, Wellington
$144K
44/29 Webb Street, Mount Cook, Wellington City, Wellington
1 1
4H Begg Street, Saint Kilda, Dunedin City, Otago
$144K
4H Begg Street, Saint Kilda, Dunedin City, Otago
1 1
C/19 Gormack Street, Balclutha, Clutha, Otago
$144K
C/19 Gormack Street, Balclutha, Clutha, Otago
2 1
25 Walter Street, Takapau, Central Hawkes Bay, Hawkes Bay
$147K
25 Walter Street, Takapau, Central Hawkes Bay, Hawkes Bay
3 1 1247 m²
25B Seddon Street, Te Kuiti, Waitomo, Waikato
$148K
25B Seddon Street, Te Kuiti, Waitomo, Waikato
3 1
68 Somerville Street, Wairoa, Wairoa, Hawkes Bay
$148K
68 Somerville Street, Wairoa, Wairoa, Hawkes Bay
3 1 896 m²
34 Kingston Street, Auckland Central, Auckland City, Auckland
$153K
34 Kingston Street, Auckland Central, Auckland City, Auckland
1 1
12 Delhi Street, Wairoa, Wairoa, Hawkes Bay
$156K
12 Delhi Street, Wairoa, Wairoa, Hawkes Bay
3 1 1138 m²
17 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
$156K
17 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
3 1 789 m²
7 Murraee Street, Wairoa, Wairoa, Hawkes Bay
$156K
7 Murraee Street, Wairoa, Wairoa, Hawkes Bay
3 1 1011 m²
96 Bridge Street, Eltham, South Taranaki, Taranaki
$159K
96 Bridge Street, Eltham, South Taranaki, Taranaki
4 2 506 m²
185 Te Karoa Road, Peria, Far North, Northland
$160K
185 Te Karoa Road, Peria, Far North, Northland
2 1
2G/49 Manners Street, Te Aro, Wellington City, Wellington
$160K
2G/49 Manners Street, Te Aro, Wellington City, Wellington
2 1
2/20 Jenks Street, Foxton, Horowhenua, Manawatu / Whanganui
$160K
2/20 Jenks Street, Foxton, Horowhenua, Manawatu / Whanganui
2 1
3/31 Gordon Street, Avalon, Lower Hutt City, Wellington
$160K
3/31 Gordon Street, Avalon, Lower Hutt City, Wellington
1 1
31B Kahiwi Street, Raumanga, Whangarei, Northland
$161K
31B Kahiwi Street, Raumanga, Whangarei, Northland
2 1
648 Harington Point Road, Harington Point, Dunedin City, Otago
$162K
648 Harington Point Road, Harington Point, Dunedin City, Otago
2 1
100 Greys Avenue, Auckland Central, Auckland City, Auckland
$162K
100 Greys Avenue, Auckland Central, Auckland City, Auckland
1 1
23/127 Saint Aubyn Street, New Plymouth Central, New Plymouth, Taranaki
$162K
23/127 Saint Aubyn Street, New Plymouth Central, New Plymouth, Taranaki
1 1
57 Balmoral Road, Tikipunga, Whangarei, Northland
$162K
57 Balmoral Road, Tikipunga, Whangarei, Northland
3 1 673 m²
7 Elizabeth Street, Patea, South Taranaki, Taranaki
$165K
7 Elizabeth Street, Patea, South Taranaki, Taranaki
3 1 743 m²
2/5 Rochester Street, Tamatea, Napier City, Hawkes Bay
$165K
2/5 Rochester Street, Tamatea, Napier City, Hawkes Bay
2 1
5 Crarer Street, Wairoa, Wairoa, Hawkes Bay
$165K
5 Crarer Street, Wairoa, Wairoa, Hawkes Bay
3 1 841 m²
67 Tauhuri Street, Manaia, South Taranaki, Taranaki
$165K
67 Tauhuri Street, Manaia, South Taranaki, Taranaki
2 1 820 m²
19 Glengarry Place, Wairoa, Wairoa, Hawkes Bay
$165K
19 Glengarry Place, Wairoa, Wairoa, Hawkes Bay
2 1 1455 m²
1393 Skeet Road, Kapuni, South Taranaki, Taranaki
$165K
1393 Skeet Road, Kapuni, South Taranaki, Taranaki
3 2 3314 m²
11 Suffolk Street, Patea, South Taranaki, Taranaki
$165K
11 Suffolk Street, Patea, South Taranaki, Taranaki
3 1 1012 m²
14/58 School Road, Paihia, Far North, Northland
$165K
14/58 School Road, Paihia, Far North, Northland
1 1
16/117 Bowhill Road, New Brighton, Christchurch City, Canterbury
$168K
16/117 Bowhill Road, New Brighton, Christchurch City, Canterbury
1 1
1/6 Lanark Road, Kerikeri, Far North, Northland
$168K
1/6 Lanark Road, Kerikeri, Far North, Northland
1 1
89 Elm Row, Dunedin Central, Dunedin City, Otago
$168K
89 Elm Row, Dunedin Central, Dunedin City, Otago
4 1 316 m²
22 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
$168K
22 Corkill Avenue, Wairoa, Wairoa, Hawkes Bay
3 1 736 m²
13B/34 Kingston Street, Auckland Central, Auckland City, Auckland
$171K
13B/34 Kingston Street, Auckland Central, Auckland City, Auckland
2 1
12 Selwyn Avenue, Avenues, Whangarei, Northland
$171K
12 Selwyn Avenue, Avenues, Whangarei, Northland
1 1
Lot 3 Rakautapu Road, Kohukohu, Far North, Northland
$171K
Lot 3 Rakautapu Road, Kohukohu, Far North, Northland
1 1 0.4 m²

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Updated 2026. Listings refresh weekly.